Coinbase Embedded Wallets are a self-custodied wallet solution on the Coinbase Developer Platform (CDP) that let developers add on‑chain wallets to apps without handling private keys; users authenticate with email or social logins while retaining full control of funds.
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Instant, self‑custodied wallets integrated with Coinbase onramps
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Supports EVM chains and Solana with session-based keys and multi-device access
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US developers earn 3.85% APY on USDC held in Embedded Wallets; CoinDCX investment values the company at $2.45B
Coinbase Embedded Wallets: add self‑custodied crypto wallets to apps with simple logins; learn how to integrate and earn rewards on USDC — read the guide.
Published: October 16, 2025 • Updated: October 16, 2025 • Author/Organization: COINOTAG
What are Coinbase Embedded Wallets?
Coinbase Embedded Wallets are a developer-facing feature within the Coinbase Developer Platform that provisions self‑custodied wallets at user login, removing the need for seed phrases or browser extensions. The system pairs familiar authentication (email, OTP, social logins) with session‑tied wallet secrets stored locally on user devices for full user control.
How does the CDP Embedded Wallet system work?
CDP authenticates users via email, one‑time passcodes, or social logins and automatically generates a wallet linked to that session. Temporary wallet secrets are stored locally on the user device so neither Coinbase nor third parties have custody of private keys. Users can send, swap, stake, or interact with dApps while developers retain control over UX design but never custody of assets. Coinbase documents the feature as compatible across common developer stacks and recommends Node.js 22+, npm (or equivalent), and familiarity with React and TypeScript for integration.
Which networks and use cases are supported?
Embedded Wallets launch with support for all EVM‑compatible chains — including Base, Ethereum, Arbitrum, Polygon, and Optimism — plus full Solana mainnet and devnet compatibility. Coinbase highlights merchant checkouts with built‑in fiat onramps, social tipping and in‑app trading, NFT marketplace checkout flows, and DeFi use cases like lending and yield farming as primary applications.
Frequently Asked Questions
How do developers enable Embedded Wallets on CDP?
Developers need a free CDP Portal account and an active project. They must configure their approved domains in the portal prior to deployment. Coinbase recommends Node.js 22 or later and basic knowledge of React and TypeScript. No custody of user funds is granted to developers; wallets are created at user login and tied to device‑stored secrets.
Can users recover wallets without seed phrases?
Yes. Embedded Wallets are designed to remove seed‑phrase reliance: users authenticate with email, OTP, or social accounts and may access wallets on up to five devices. Temporary secrets are managed locally to preserve privacy and security while avoiding manual private key handling.
Data, rewards and related Coinbase developments
Coinbase is offering a promotional rate of 3.85% APY on USDC balances held in Embedded Wallets, Smart Accounts, and Server Wallets for eligible US‑based developers. In a concurrent product push, Coinbase plans to launch a Coinbase One American Express credit card in the US later this fall, offering up to 4% BTC cashback on purchases and other Amex‑style benefits. Separately, Coinbase has made a new investment in CoinDCX, which reported a post‑money valuation of $2.45 billion.
Authoritative sources and statements
The product announcement and technical guidance are available from Coinbase Developer Platform documentation and public statements by Coinbase leadership, including a direct statement by CEO Brian Armstrong on social media dated October 16, 2025. Official data points referenced here include Coinbase Developer Platform materials and CoinDCX investor disclosures (plain text references only).
Key Takeaways
- Self‑custody with developer control: Embedded Wallets let developers embed wallet UX while users retain private keys stored locally.
- Broad network support: Initial support covers major EVM chains and Solana, enabling diverse on‑chain features in apps.
- Incentives and ecosystem moves: Coinbase offers 3.85% APY on USDC for US developers and is launching a Coinbase One Amex card with up to 4% BTC rewards; the firm also invested in CoinDCX.
Conclusion
Coinbase Embedded Wallets provide a developer‑friendly path to integrate self‑custodied wallets into apps while avoiding traditional private key friction. The feature supports major blockchains, pairs with Coinbase onramps, and includes developer incentives in USDC — positioning CDP as a turnkey option for payments, social apps, marketplaces, and DeFi integrations. For developers evaluating on‑chain user experiences, testing Embedded Wallets on CDP is a practical next step.
Embedded wallets now live for everyone on Coinbase Developer Platform (CDP)! Easily add crypto wallets to your app.
Works great with our Onramps product and other APIs too.
— Brian Armstrong (@brian_armstrong) October 16, 2025
