-
Mercado Bitcoin is set to tokenize over $200 million in real-world assets on the XRP Ledger, marking a significant step in expanding regulated digital asset access across South America and Europe.
-
This initiative leverages XRPL’s robust infrastructure, which has processed over 3.3 billion secure transactions, to meet institutional demands for speed, compliance, and scalability.
-
According to COINOTAG, Ripple and BCG project the real-world asset tokenization market to surge from $0.6 trillion in 2025 to $19 trillion by 2033, underscoring the transformative potential of blockchain technology.
Mercado Bitcoin’s $200M tokenization on XRP Ledger enhances global access to regulated real-world assets, leveraging XRPL’s secure, scalable infrastructure for institutional-grade digital finance.
Mercado Bitcoin’s Strategic Use of XRP Ledger to Expand Regulated Asset Access
Mercado Bitcoin (MB), Latin America’s leading digital asset platform, is pioneering the tokenization of over $200 million in permissioned real-world assets (RWAs) on the XRP Ledger (XRPL). This initiative is among the largest of its kind in the region, focusing on fixed income and equity income instruments. By utilizing XRPL’s public blockchain infrastructure, MB aims to bridge financial markets between South America and Europe, enhancing liquidity and regulatory compliance.
MB’s approach reflects a broader institutional shift toward blockchain-based financial products, supported by its zero-default rate on previously tokenized assets exceeding R$ 1 billion. Silvio Pegado, Managing Director for LATAM at Ripple, emphasized that “Mercado Bitcoin’s integration with the XRPL demonstrates growing institutional trust in public blockchain infrastructure to deliver regulated financial solutions.” This project also connects MB to a network of over 70 central banks and regulatory bodies, reinforcing its commitment to compliant and transparent asset tokenization.
XRPL’s Role in Delivering Secure, Efficient Tokenization for Institutional Markets
The XRP Ledger is engineered for financial applications requiring rapid settlement and low transaction costs, making it an ideal platform for asset tokenization. Since its inception in 2012, XRPL has processed more than 3.3 billion transactions without any security breaches, supporting over six million active wallets globally. Its decentralized validator network ensures resilience and trustworthiness, critical factors for institutional adoption.
Ripple’s collaboration with Mercado Bitcoin extends beyond tokenization, having facilitated cross-border treasury flows between Brazil and Portugal through Ripple Payments. MB’s early adoption of RLUSD, a USD-backed stablecoin designed for enterprise use, further exemplifies its commitment to leveraging blockchain for secure and efficient international payments. Pegado noted, “XRPL’s infrastructure enables the onchain representation of real-world assets in a manner that aligns with institutional expectations for cost-efficiency, speed, and regulatory compliance.”
Forecasting the Growth of Real-World Asset Tokenization Market
Industry analysis by Ripple and Boston Consulting Group projects the real-world asset tokenization market to expand dramatically from $0.6 trillion in 2025 to nearly $19 trillion by 2033. This exponential growth is driven by increasing institutional adoption and advancements in blockchain infrastructure, which collectively enhance market accessibility and operational efficiency.
Mercado Bitcoin’s established expertise in tokenizing private credit and other regulated assets positions it as a key player in this evolving landscape. The platform’s success underscores a broader trend where traditional financial institutions are increasingly integrating blockchain solutions like XRPL to offer regulated digital products with global reach and compliance assurance.
Conclusion
Mercado Bitcoin’s $200 million tokenization initiative on the XRP Ledger exemplifies the growing convergence of traditional finance and blockchain technology. By leveraging XRPL’s secure, scalable infrastructure, MB is expanding access to regulated real-world assets across continents, setting a precedent for institutional adoption. This development not only enhances liquidity and compliance but also signals a transformative shift in how financial markets operate globally, with blockchain playing a central role in the future of asset tokenization.
