China Merchants Bank brings $3.8B fund on-chain via BNB Chain, tokenizing a large money market fund to enable near‑instant settlement, fractional access and 24/7 global trading while remaining under Hong Kong regulatory frameworks.
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Tokenization converts a $3.8B money market fund into on‑chain tokens for continuous, programmable access.
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CMB International launched the tokenized product on BNB Chain and is expanding deployments to Solana for multi‑chain reach.
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On‑chain execution aims to reduce settlement times, increase transparency, and broaden investor access; referenced data: BNB Chain recent efficiency gains and reduced gas fees.
China Merchants Bank brings $3.8B fund on-chain via BNB Chain — tokenized money market fund enables 24/7 access and faster settlement; read our concise analysis. (COINOTAG)
How did China Merchants Bank bring a $3.8B fund on-chain via BNB Chain?
China Merchants Bank brings $3.8B fund on-chain via BNB Chain by issuing tokenized shares of its large money market fund through CMB International using BNB Chain’s smart‑contract infrastructure. The move converts traditional fund units into blockchain tokens, enabling continuous settlement, transparent on‑chain records and broader global access while operating under Hong Kong’s regulatory frameworks.
Why did CMB International choose BNB Chain for this tokenization?
CMB International selected BNB Chain for its combination of throughput, developer tooling and low transaction costs compared with many alternatives. BNB Chain has publicly highlighted network efficiency improvements and sharply lower gas fees in recent updates, factors that support high‑volume fund operations. CMB’s strategy also includes multi‑chain distribution — the firm announced parallel tokenization on Solana — to reach diverse investor ecosystems and reduce single‑chain dependency. Official statements from CMB International and BNB Chain, and regulatory guidance from Hong Kong authorities, informed the implementation design.
Frequently Asked Questions
How can individual investors access the tokenized CMB money market fund?
Individual investors can access the tokenized fund through approved on‑chain interfaces and custodial wallets that support the issued token standard, subject to KYC/AML and eligibility rules set by CMB International and Hong Kong regulators. Access details and authorized distributors were provided by CMB International in its public release.
Can I trade the CMB tokenized fund anytime?
Yes. The tokenized fund is designed for near‑continuous on‑chain transfers, allowing trading and transfer outside traditional market hours. Trading is still subject to platform rules, custody arrangements and regulatory constraints; consult the fund documentation published by CMB International for specifics.
Key Takeaways
- Tokenization at scale: Converting a $3.8B money market fund into tokens demonstrates institutional confidence in on‑chain asset management and operational readiness for large capital flows.
- Multi‑chain approach: Launching on BNB Chain with expansion to Solana indicates a strategy to leverage multiple networks for liquidity, performance and investor reach.
- Regulatory alignment: CMB International’s deployment follows Hong Kong‑centric regulatory expectations and public statements, balancing innovation with compliance; investors should review official fund disclosures.
Conclusion
China Merchants Bank brings $3.8B fund on-chain via BNB Chain represents a significant step in bridging regulated finance and blockchain technology. By tokenizing a major money market fund, CMB International aims to deliver faster settlement, greater transparency and expanded investor access while operating within Hong Kong regulatory guidance. Industry watchers should monitor official documentation from CMB International and network updates from BNB Chain for rollout specifics and any subsequent regulatory filings. COINOTAG will continue to track developments and report updates.
Publication: 15 October 2025 | Updated: 15 October 2025
Author / Organization: COINOTAG (reporting based on statements from CMB International and BNB Chain; additional context from Hong Kong regulatory publications and public market reporting)
Sources cited as plain text: CMB International official statement; BNB Chain announcements; Hong Kong Monetary Authority guidance; public market reporting (Bloomberg, Reuters) — all referenced without external links.
