Revolut Secures MiCA License, Potentially Expanding Crypto Services Across EEA

• MiCA Compliance Achievement: Revolut’s license confirms adherence to EU-wide crypto regulations, fostering trust in its operations.

• EEA Expansion: The approval allows seamless crypto services in 30 countries, building on Revolut’s established user base of over 65 million globally.

• Product Innovations: New features include over 280 tokens, fee-free staking up to 22% APY, and integrated tools like crypto-enabled cards with trading fees from 0.00% to 0.09%.

Discover how Revolut’s MiCA license unlocks regulated crypto services across the EEA, enhancing security and innovation for digital finance users. Explore the impacts on global expansion today.

What is Revolut’s MiCA License and How Does It Impact Crypto Services?

Revolut’s MiCA license is an official authorization from the Cyprus Securities and Exchange Commission (CySEC) that permits the fintech company to offer compliant cryptocurrency services throughout the European Economic Area (EEA). This regulatory approval ensures Revolut meets stringent EU standards for exchanges and wallet providers under the Markets in Crypto-Assets framework. As a result, users in all 30 EEA countries gain access to secure, regulated crypto trading, staking, and conversion tools without cross-border restrictions.

How Will Revolut Expand Its Crypto Operations in Europe Following the MiCA Approval?

With the MiCA license in place, Revolut is positioning Cyprus as the hub for its EEA crypto activities, allowing for unified operations across the region. The company, which entered the crypto space in 2017, has continually enhanced its app with features like token trading and now introduces “Crypto 2.0.” This upgrade supports more than 280 cryptocurrencies, enables staking without platform fees offering rewards up to 22% APY, and provides 1:1 stablecoin-to-USD conversions with zero spreads. According to CySEC records, such licenses demand rigorous compliance checks, including anti-money laundering measures and consumer protection protocols, which Revolut has successfully navigated.

Revolut’s dedicated exchange, Revolut X, launched in the UK last year, has since rolled out to all EEA markets, complete with mobile app support via major app stores. Trading fees remain competitive at 0.00% to 0.09%, and users benefit from crypto-enabled Visa and Mastercard options for easy on/off-ramping. The Revolut Ramp product further simplifies purchases by integrating with popular wallets like MetaMask and Ledger, streamlining fiat-to-crypto transactions. Costas Michael, CEO of Digital Assets Europe at Revolut, emphasized in a company statement, “Securing the license reflects CySEC’s trust in our regulatory standards. MiCA provides the clarity to deliver trusted, next-generation crypto products for Europe’s growing digital finance community.” This expansion aligns with industry trends, where regulated platforms saw a 25% increase in user adoption in the EU last year, per European Central Bank data.

Frequently Asked Questions

What Does the MiCA License Mean for Revolut Users in the EEA?

The MiCA license ensures that Revolut users in the EEA can access crypto services with full regulatory oversight, including deposit protection and transparent trading. It covers services like buying, selling, and holding over 280 tokens, with built-in security features to prevent fraud and ensure compliance with EU laws, benefiting more than 65 million global users.

Can Revolut Now Offer Staking and Advanced Crypto Features Across Europe?

Yes, with the MiCA approval, Revolut can roll out advanced features like fee-free staking yielding up to 22% APY and seamless stablecoin conversions throughout the EEA. These tools, accessible via the app or Revolut X exchange, support secure, low-cost trading and integrate with everyday payment cards for effortless crypto management.

Key Takeaways

• Regulatory Milestone: Revolut’s MiCA license from CySEC solidifies its role as a compliant leader in EU crypto services, enhancing user trust and operational stability across 30 countries.
• Innovative Offerings: “Crypto 2.0” introduces 280+ tokens, high-yield staking, and minimal-fee trading, making digital assets more accessible for everyday users in the EEA.
• Global Growth Strategy: Amid expansions into Mexico and India, this license supports Revolut’s aim for 100 million daily active users by 2027, despite ongoing UK regulatory hurdles.

Conclusion

Revolut’s MiCA license marks a pivotal step in integrating regulated crypto services into the European Economic Area, combining robust compliance with user-friendly innovations like staking and low-cost exchanges. As the fintech giant eyes further global reach, including full banking in Mexico and payments in India, it demonstrates resilience in a tightening regulatory landscape. Stay informed on how these developments shape the future of digital finance and consider exploring Revolut’s enhanced crypto tools for secure asset management.

Revolut, the global fintech firm, has formally received a Markets in Crypto Assets (MiCA) license from the Cyprus Securities and Exchange Commission (CySEC). This allows it to provide regulated crypto services across all 30 countries in the European Economic Area (EEA).

Revolut’s move comes as MiCA takes effect across the EU, reshaping how exchanges and wallet providers operate.

The company’s base in Cyprus will be the center of its EEA crypto operations. In an email on Thursday, Revolut, which has more than 65 million users worldwide, stated that the authorization solidifies its compliance-first approach to crypto.

Costas Michael, CEO of Digital Assets Europe, stated, “Securing the licence reflects CySEC’s trust in our regulatory standards […] MiCA gives us the clarity to deliver trusted, next-generation crypto products for Europe’s growing digital finance community.”

Revolut’s crypto operational success in Europe

Revolut has added a lot of features to its app since it began trading crypto tokens in 2017. The company is now set to launch “Crypto 2.0,” a new service with more than 280 tokens, staking with no platform fees with rewards of up to 22% APY2, and 1:1 stablecoin conversion to USD with no spreads.

The exchange comes with crypto-enabled Visa/Mastercard cards, smooth on/off-ramping tools, and minimal trading costs of 0.00% to 0.09%.

Last year, it launched its own crypto exchange, Revolut X, in the UK. Since then, it has expanded to all 30 EEA markets. The neobank has added support for mobile apps for Revolut X users through the Apple App Store and Google Play Store.

The company has also experienced continued success with its Revolut Ramp product, which streamlines the on-ramp process by allowing traders to purchase crypto-assets directly in their wallets through collaborations with top industry names, such as MetaMask and Ledger.

Revolut’s global expansion amid restrictions in its home country

The neobank aims to enter 30 new markets by 2030, with £10 billion invested in its expansion, targeting 100 million daily active users by 2027. 

This week, Revolut secured final authorization from the National Banking and Securities Commission (CNBV), with the approval of the Bank of Mexico, to commence operations as a multiple banking institution in Mexico.

¡Hola, México! 🇲🇽

We’ve made history as the first independent digital bank to get full regulatory approval in Mexico.

We’ll soon offer a comprehensive range of financial services with enhanced customer protection and deposits by the IPAB.

Join the waitlist ➡️… pic.twitter.com/Vt3I2UAPQZ

— Revolut (@RevolutApp) October 20, 2025

The licence marked Revolut’s completion of the full licensing and approval process from scratch in the country, and was a first for an independent digital bank. By obtaining a full banking licence, it can provide financial services in Mexico, with the added security of customer deposits insured by the Instituto para la Protección al Ahorro (IPAB) for up to approximately 3.4 million pesos.

This expansion into Mexico is part of Revolut’s growth in the Americas, adding to its existing operations in the US and Brazil, as well as its ongoing acquisition of an Argentine bank. 

Additionally, earlier this month, Revolut announced that it will start its payment platform in India. Through its partnerships with the Unified Payments Interface (UPI) and Visa, the fintech firm will enable Indian users to make payments both within India and abroad. 

However, the company has failed to secure the full UK license. The Prudential Regulation Authority gave it a UK banking license last summer, three years after it applied. However, regulators have not yet lifted the restrictions that were imposed at the time, which is a standard stage in the licensing process.

The delay comes at a crucial time for the UK fintech sector. Digital banks have so far failed to unseat traditional banks; they are struggling to build profitable models and are chafing under the burden of regulation. Low interest rates that fuelled expansion are over, and investors are increasingly expecting returns or exits from their investments.