MetaPlanet Secures $100M Bitcoin-Backed Loan to Potentially Boost Holdings and Operations

• Loan Details: The $100M borrowing represents just 3% of MetaPlanet’s 30,823 BTC holdings, valued at approximately $3.5 billion.

• Strategic Use: Funds will bolster the company’s Income Business, projecting 2.44 billion yen in Q3 2025 sales from Bitcoin-backed options.

• Market Context: Amid a 15% Bitcoin price drop in October 2025, this collateralized approach avoids forced sales and stabilizes corporate finance.

MetaPlanet Bitcoin loan: Tokyo firm borrows $100M against BTC to grow reserves and income. Learn how this strategy positions it as Asia’s top BTC holder. Stay ahead in crypto finance—explore now!

What is MetaPlanet’s Bitcoin loan strategy?

MetaPlanet’s Bitcoin loan strategy involves using its substantial BTC holdings as collateral to secure low-risk financing without selling assets. On October 31, 2025, the Tokyo-based firm borrowed $100 million from a $500 million credit line announced earlier that week. This approach allows MetaPlanet to expand its treasury, generate income via Bitcoin options, and consider share repurchases, all while preserving its position as Asia’s largest public Bitcoin holder with 30,823 BTC worth about $3.5 billion, per BitcoinTreasuries.net data.

How does MetaPlanet plan to allocate the loan proceeds?

MetaPlanet intends to deploy the $100 million loan across multiple strategic areas to enhance its operations and financial flexibility. A significant portion will support the expansion of its Bitcoin reserves, enabling the firm to acquire more BTC during market opportunities. The company will also invest in its Income Business, which generates revenue by selling Bitcoin-backed options; these premiums provide a hedge against price volatility, with projections showing sales surging to 2.44 billion yen in the third quarter of 2025—a 3.5-fold increase from the prior year’s 690 million yen.

Additionally, MetaPlanet may utilize funds for share buybacks within its 75 billion yen limit established at the end of October 2025, depending on favorable market conditions. This allocation underscores a cautious yet growth-oriented approach, as the loan constitutes only 3% of its total Bitcoin collateral, offering a substantial buffer against potential price declines. By maintaining a conservative borrowing stance, the firm minimizes risk while maximizing liquidity for long-term value creation.

The lender’s identity remains undisclosed, and the agreement features no fixed repayment deadline, providing MetaPlanet with adaptable terms to align repayments with its cash flow and market dynamics. This flexibility is particularly valuable in the volatile cryptocurrency landscape, where traditional financing can impose rigid constraints.

Frequently Asked Questions

What makes MetaPlanet the largest Bitcoin holder in Asia?

MetaPlanet holds 30,823 BTC, valued at around $3.5 billion, surpassing other public companies in the region according to BitcoinTreasuries.net. Its aggressive treasury strategy, including collateralized loans like the recent $100 million borrowing, has enabled steady accumulation since pivoting to Bitcoin as a core reserve asset, positioning it as the fourth-largest global corporate holder overall.

How does using Bitcoin as collateral benefit companies like MetaPlanet during market downturns?

Collateralizing Bitcoin allows firms to access cash without liquidating holdings at depressed prices, preserving upside potential for recovery. For MetaPlanet, this meant securing $100 million amid a 15% October 2025 price drop, with a 50-70% collateral ratio providing a safety margin. It supports operations like options trading for income, turning volatility into an opportunity rather than a setback, as voiced by financial analysts in recent reports.

Key Takeaways

• Conservative Financing: The $100 million loan is a mere 3% of MetaPlanet’s BTC collateral, ensuring low leverage and resilience against price swings.
• Income Generation Boost: Investments in Bitcoin options sales are expected to triple quarterly revenue to 2.44 billion yen by Q3 2025, hedging risks effectively.
• Corporate Adaptation: This strategy exemplifies a shift toward Bitcoin in treasury management—monitor market conditions for potential share buybacks to enhance shareholder value.

Conclusion

In summary, MetaPlanet’s Bitcoin loan strategy highlights a prudent evolution in corporate cryptocurrency management, leveraging its massive 30,823 BTC reserves to secure $100 million in flexible financing. By focusing on reserve growth, Bitcoin-backed income operations, and selective buybacks, the firm navigates market pressures like the October 2025 downturn with agility. As more enterprises adopt similar tactics, Bitcoin’s role in global finance could deepen, offering stability and opportunity—investors should watch how this positions MetaPlanet for sustained leadership in Asia’s digital asset space.

The firm is using its Bitcoin as collateral to secure a $100M loan, aiming to expand holdings, boost income operations, and consider share buybacks.

Tokyo-based Bitcoin treasury firm MetaPlanet has taken out a $100 million loan by using its Bitcoin (BTC) as collateral. The loan, secured on October 31, fits into the company’s ongoing plan to keep building up its Bitcoin reserves. 

According to the company’s data, the $100 million loan is only about 3% of its total Bitcoin stash. This gives the company a plenty of buffer if prices drop. The company also plans to keep borrowing at cautious levels and avoid taking on too much risk. 

Metaplanet currently holds 30,823 BTC, worth about $3.5 billion. This makes it the fourth-largest public company holding Bitcoin in the world, and the largest in Asia, according to data from BitcoinTreasuries.net. 

BTC-backed loan strategy expands

The $100 million loan comes from a larger $500 million credit line that Metaplanet announced on October 28. The lender has not been named and the agreement does not include a set repayment deadline, which allows flexible timing on repayment. 

Metaplanet also plans to direct part of the funds to its “Income Business,” which involves selling Bitcoin options backed by actual Bitcoin holdings. The premiums from these option sales help reduce potential losses when Bitcoin prices decline.

Moreover, the company expects sales from this business to reach 2.44 billion yen in the third quarter of 2025—a 3.5X increase from 690 million yen a year earlier. MetaPlanet also indicated that it may repurchase its own shares, depending on market conditions, aligning with the 75 billion yen share buyback limit set at the end of October.

Treasury trends amid market pressure

The loan comes at a time when the Bitcoin market is under pressure. In October 2025, Bitcoin dropped about 15% in a short period, which caused problems for traders using high leverage. However, loans backed by Bitcoin held up better, since they allowed holders to get cash without having to sell their coins at lower prices. These loans usually keep a 50–70% collateral ratio, which provides a buffer and helps limit further market instability.

As of writing, Bitcoin was trading at $101,727 with a trading volume of $110,901,533,045. The top cryptocurrency by market cap is down 3% in the past day, according to CoinMarketCap.

Other companies are also making changes to how they manage their crypto assets. The French tech firm Sequans Communications sold 970 BTC for about $94.5 million to reduce part of its debt. This move lowered its debt-to-asset ratio from 55% to 39%. 

Meanwhile, ETHZilla, a company that holds large amounts of Ethereum, sold $40 million worth of ETH to help fund its share buyback plan. In August, SharpLink Gaming has also approved up to $1.5 billion for share buybacks under similar conditions.

Corporate strategy shift

Metaplanet’s loan shows a shift in how companies use Bitcoin. Instead of selling their coins when they need money, they are now using Bitcoin as collateral to borrow funds. This lets them keep their long-term holdings while still getting liquidity for business needs. 

It’s a practical approach that combines caution with expansion. As more companies adopt similar strategies, Bitcoin may start to play a wider role in corporate finance, rather than being seen only as a speculative asset.

Also Read: Hyperliquid to Enable Coinbase Stock COIN’s Perpetuals Trading

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