Brad Garlinghouse: Spot XRP ETF Approval “Inevitable” — SEC Could Approve by Year-End, Analysts Predict $8B Inflows

Ripple CEO Brad Garlinghouse told COINOTAG on September 18 that approval of a spot XRP ETF is “inevitable,” and he expects the U.S. Securities and Exchange Commission to greenlight some or all pending filings before year-end. Applicants include industry names such as Bitwise, Franklin Templeton and Canary, and Garlinghouse also expressed his view that XRP could one day be held in U.S. government crypto reserves.

Market analysts remain constructive on an XRP ETF rollout, with Crypto.com’s CEO projecting approximately $8 billion of first-year inflows and JPMorgan providing a similar estimate; these forecasts reflect institutional appetite for regulated crypto vehicles. Industry participants note that approval of a spot ETF typically enhances market access, transparency and institutional liquidity—key considerations for portfolio allocators evaluating digital-asset exposure.