China Bank to Pay Interest on Digital RMB Balances in Real-Name Wallets Starting January 1, 2026

COINOTAG News, December 31, reports that China Bank issued an official notice regarding the evolution of Digital RMB interest, titled the Announcement on the Payment of Interest on Digital RMB.

Effective January 1, 2026, customers with a real-name digital RMB wallet opened at China Bank will earn interest on their balance at the bank’s current savings rate, with interest calculation and payment rules that mirror existing savings deposits.

This policy strengthens the integration of Digital RMB into routine retail banking, delivering a familiar yield profile for users and ensuring transparent, rule-based payouts aligned with traditional deposit products.