In a December 10 disclosure, ETHZilla Corporation (Nasdaq: ETHZ) announced agreements with Zippy, Inc. to accelerate on-chain tokenization of real-world assets through manufactured home loans. Under the terms, ETHZilla will acquire a 15% fully diluted stake in Zippy for $5 million in cash and $14 million in common stock value, supplemented by $2.1 million in common stock to select Zippy shareholders. Zippy operates an institutional-grade digital lending platform aimed at a historically underserved credit niche, featuring real-time data integrity and investor reporting capabilities.

By combining Zippy’s AI-driven systems and digital infrastructure with ETHZilla’s capital framework, the collaboration targets high-quality, on-chain assets backed by manufactured-home collateral. The arrangement seeks disciplined risk controls, scalable capital formation, and clearer visibility for institutional investors pursuing tokenized real-world assets. This move reflects a credible, asset-backed digital lending strategy within a regulated market landscape.