Kamino co-founder Mariu outlined at the Solana Breakpoint Conference a forthcoming fixed-rate, fixed-term lending product on the Solana network. The offering will let users select a specific rate and term and execute trades at that level, delivering a known financing cost for institutional participants and enabling asset-rotation strategies via a lockable spread. The system is designed to expand on-chain lending liquidity with transparent pricing.

In a strategic alliance with Fal X, a leading broker in the Solana market, a core feature is lending intention, which allows borrowers and lenders to post bids and offers at their targeted rates. This framework supports authentic on-chain rate price discovery and helps form an on-chain yield curve, strengthening liquidity for the DeFi lending ecosystem.