Ripple CEO Predicts XRP Ledger to Capture 14% of Global Cross-Border Payment Liquidity by 2029

Ripple CEO Brad Garlinghouse announced at the XRP Ledger Apex 2025 conference in Singapore that the XRP Ledger aims to secure a significant share of the global cross-border payment market. According to Garlinghouse, the blockchain platform is projected to capture approximately 14% of global liquidity in cross-border transactions over the next five years. This forecast underscores Ripple’s strategic focus on enhancing payment efficiency and reducing transaction costs through decentralized finance solutions. The XRP Ledger’s growing adoption reflects its competitive edge in speed and scalability compared to traditional payment networks. Industry analysts view this development as a pivotal step towards mainstream integration of blockchain technology in international finance, highlighting the increasing demand for transparent and cost-effective payment infrastructures.