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SoFi Technologies (SOFI.O) lifted its full-year earnings outlook after a robust rise in third‑quarter fee income, sending shares higher in pre-market trading. Reuters noted the upgrade reflects improving profitability in the competitive fintech space.
From a student‑loan refinancing startup, SoFi has matured into a diversified fintech platform offering IPO access, credit cards, and savings products, attracting a digitally native user base that favors app‑based services. The company trades with a market value around $36 billion.
Chief Executive Anthony Noto outlined crypto ambitions, noting a planned crypto trading launch within the year and a SoFi Stablecoin expected in the first half of 2026, aligning with broader crypto‑coverage strategy.
For the quarter, adjusted revenue advanced 38% year-over-year to a record $9.5 billion, surpassing estimates of about $8.866 billion, while adjusted earnings rose to $0.11 per share, above the $0.08 consensus.
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