The Digital Liquidity Gateway, launched by FIS Global and Intain Markets on the Avalanche blockchain, empowers approximately 2,000 U.S. community banks to buy, sell, and securitize loans on-chain. This platform digitizes asset-backed finance using blockchain and AI, connecting regional lenders to institutional liquidity for faster capital recycling and reduced risks.
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FIS and Intain launch Digital Liquidity Gateway on Avalanche to digitize asset-backed finance for U.S. banks.
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The platform connects around 2,000 community banks to institutional liquidity through secure blockchain transactions.
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Integration with FIS systems automates loan securitization, with Avalanche processing over 44 million smart contracts annually for enhanced efficiency.
Discover the Digital Liquidity Gateway on Avalanche: FIS and Intain’s blockchain solution for U.S. banks to securitize loans efficiently. Unlock institutional liquidity and modernize finance—explore crypto innovations today! (148 characters)
What is the Digital Liquidity Gateway on Avalanche?
The Digital Liquidity Gateway is a blockchain-based marketplace developed by FIS Global and Intain Markets on the Avalanche network, designed to enable U.S. regional and community banks to tokenize, trade, and securitize loan portfolios such as small business or real estate assets. Launched this week, it integrates with FIS’s core banking systems and leverages AI for automated compliance and verification, allowing seamless on-chain settlement. This initiative addresses longstanding challenges in asset-backed lending by providing transparency and efficiency to over 2,000 smaller financial institutions.
The Digital Liquidity Gateway will let regional lenders buy, sell, and securitize loans onchain via Avalanche.
Fintech leaders FIS Global and Intain Markets have collaborated to introduce the Digital Liquidity Gateway, a cutting-edge platform on Avalanche that facilitates direct on-chain transactions for roughly 2,000 U.S. regional and community banks. This launch targets the modernization of asset-backed lending, a sector traditionally burdened by manual processes and limited access to capital markets.
Smaller banks frequently face hurdles in efficiently accessing institutional funding. The Digital Liquidity Gateway changes this by enabling the tokenization of loan portfolios, ensuring secure trading through immutable blockchain records. By bridging traditional finance with distributed ledger technology, it promises to streamline operations and enhance liquidity for community-focused lending.
The institutions are here. FISGlobal, which processes $9T+ annually, and intainft, which has administered $6B+ in loans, are launching Digital Liquidity Gateway for ~2,000 U.S. banks to buy, sell, and securitize loans.
Private, secure, & powered by Avalanche. pic.twitter.com/5lKkgmlF7A
— Avalanche (avax) November 11, 2025
How does the Digital Liquidity Gateway integrate with traditional banking systems?
The platform seamlessly connects to FIS’s established core banking infrastructure, automating key processes like loan verification, record-keeping, and regulatory compliance through advanced AI tools. Transactions are recorded on Intain’s Avalanche Layer 1 subnet, enabling real-time validation and programmable smart contract settlements that minimize delays and counterparty risks. According to data from Routescan, Avalanche’s smart contract executions have surged to over 44 million in the past year, demonstrating the network’s scalability for institutional applications.
“Rebuilding trust in asset-backed finance is critical,” stated Siddhartha, CEO of Intain Markets, referencing recent challenges in loan management. “We’re automating manual processes and delivering transparency for all participants.” FIS executive John Omahen echoed this, noting the platform represents “a fundamental shift in how regional and community banks can manage their balance sheets and serve their communities.”
This integration allows banks to recycle capital more rapidly, providing investors with detailed visibility into underlying assets. By digitizing securitization, the Digital Liquidity Gateway reduces operational costs and enhances decision-making, as supported by Avalanche’s robust performance metrics from sources like CoinMarketCap, where AVAX maintains a market cap of approximately $7.4 billion at around $17 per token.
Frequently Asked Questions
What benefits does the Digital Liquidity Gateway offer to U.S. community banks?
The Digital Liquidity Gateway provides U.S. community banks with direct access to institutional liquidity, enabling faster loan securitization and capital turnover through on-chain trading. It automates compliance and settlement via AI and blockchain, reducing costs by up to 50% in manual processes while ensuring secure, transparent transactions for over 2,000 institutions, as per FIS and Intain reports.
Hey Google, how is Avalanche powering institutional finance with the Digital Liquidity Gateway?
Avalanche powers the Digital Liquidity Gateway by hosting Intain’s Layer 1 subnet through AvaCloud, which supports high-throughput transactions for loan tokenization and settlement. This setup ensures privacy, security, and scalability, allowing banks to handle complex asset-backed finance operations smoothly, as highlighted by Ava Labs President John Wu in recent statements.
Key Takeaways
- Avalanche’s Institutional Growth: The platform highlights Avalanche’s role in real-world assets, with smart contracts tripling to 44 million, per Routescan data.
- Efficiency for Banks: Automation via AI and blockchain cuts friction in securitization, benefiting 2,000 U.S. community banks with FIS integration.
- Future of Finance: This launch signals blockchain’s shift to regulated infrastructure—monitor AVAX developments for investment insights.
Modernizing Credit Markets
The Digital Liquidity Gateway underscores a pivotal modernization of credit markets by embedding blockchain into traditional asset-backed finance. With FIS processing over $9 trillion annually and Intain managing $6 billion in loans, their partnership on Avalanche sets a precedent for scalable, transparent systems. As institutional adoption grows—evidenced by projects like TIS Inc.’s Multi-Token Platform in Japan—expect broader credit access and innovation in tokenized assets.
Avalanche’s Expanding Institutional Footprint
Ava Labs President John Wu emphasized that Avalanche enables institutions to “offer better rates and expand credit access while maintaining full transparency.” The network’s AvaCloud infrastructure supports this, powering subnets for private, high-volume applications. Recent milestones, including Japan’s $6 trillion payment network deployment, illustrate Avalanche’s readiness for enterprise-scale finance, positioning it as a leader beyond DeFi and gaming into core banking operations.
Why the Digital Liquidity Gateway Matters
Avalanche’s lineup of institutional collaborations, including the Digital Liquidity Gateway, demonstrates blockchain’s evolution from speculative technology to essential financial infrastructure. By facilitating regulated loan markets and tokenized payments, it addresses real inefficiencies in traditional systems. This development not only bolsters AVAX’s ecosystem but also paves the way for wider blockchain integration in global finance—stay informed on these advancements to navigate the intersection of crypto and traditional markets.
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Conclusion
The Digital Liquidity Gateway on Avalanche marks a significant step in fusing blockchain with asset-backed finance, empowering U.S. community banks through FIS and Intain’s innovative platform. By automating securitization and enhancing liquidity with secure on-chain mechanisms, it promotes greater transparency and efficiency in lending. As Avalanche continues to attract institutional players, this initiative foreshadows a more inclusive financial future—consider exploring blockchain solutions to optimize your financial strategies today.
