• Franklin Templeton’s XRPZ debut highlights competition among asset managers for crypto exposure.

• Four spot XRP ETFs now live, driving XRP’s 8.5% price rally to $2.24.

• Institutional inflows, like Bitwise’s $118 million, signal strong demand post-SEC settlement.

Discover Franklin Templeton XRP Trust launch and impact on XRP ETFs in 2025. Explore key developments, price surges, and institutional adoption driving crypto growth. Stay informed on Ripple’s ecosystem—read more now! (152 characters)

What is the Franklin Templeton XRP Trust?

The Franklin Templeton XRP Trust, ticker XRPZ, is a spot exchange-traded fund launched on NYSE Arca that offers investors direct exposure to XRP, the native token of the Ripple network. Introduced on Monday, November 2025, it provides a regulated and transparent vehicle for accessing this digital asset, which plays a foundational role in global payment and settlement systems. With initial trading volume reaching 768,692 shares by close, the trust underscores Franklin Templeton’s commitment to expanding crypto offerings for institutional and retail investors alike.

David Mann, head of ETF Product and Capital Markets at Franklin Templeton, emphasized the product’s value, stating it delivers a convenient way to engage with XRP through established market oversight. This launch follows a series of regulatory clearances and reflects the firm’s $1.7 trillion in assets under management positioning it as a leader in innovative financial products.

How Have Recent XRP ETF Launches Impacted Market Dynamics?

The introduction of four spot XRP ETFs within 12 days of November 2025 has significantly boosted market confidence and liquidity for XRP. Starting with Canary Capital’s XRP ETF on Nasdaq under ticker XRPC on November 13, followed by Bitwise’s on NYSE (XRP), Grayscale’s GXRP on NYSE Arca, and now Franklin Templeton’s XRPZ, these products have collectively attracted substantial inflows. For instance, Bitwise reported $118 million in its first week, according to CEO Hunter Horsley, highlighting institutional accumulation.

Market data from platforms like CoinGecko indicates XRP’s price surged 8.5% in 24 hours to $2.24, breaking through the $2.15 weekly resistance with a 50% volume increase. Analysts attribute this rally to reduced retail volatility and enhanced stability from ETF-driven buying. Steven McClurg, CEO of Canary Capital, noted that ETF accessibility could unleash the next phase of adoption for XRP’s blockchain infrastructure, which processes cross-border transactions efficiently. The resolved legal tensions between Ripple Labs and the U.S. Securities and Exchange Commission further bolster this momentum, as the 2023 court ruling by Judge Analisa Torres clarified that programmatic XRP sales on exchanges do not constitute securities violations.

Post-settlement in August 2025, with a $125 million resolution, the SEC’s shift under the second Trump administration—including dropped investigations and pro-crypto policies—has created a fertile environment for such innovations. Nate Geraci, President of NovaDius Wealth Management, observed on social media that competition among asset managers like Franklin Templeton, Grayscale, Bitwise, and Canary Capital is intensifying, potentially pressuring larger players. He highlighted BlackRock’s absence from XRP filings, suggesting it could influence institutional demand if the world’s largest asset manager opts out.

Trading activity for XRPZ showed promising early signs, with shares exchanged reflecting investor interest despite full inflow data pending. Overall, these ETF debuts have stabilized XRP’s price action, holding support at $2.20 during retests and eyeing $2.30 as a next target. Experts from financial circles, including those at Bloomberg and Reuters, have reported similar patterns in other crypto ETFs, where launches correlate with 5-10% short-term gains driven by FOMO among investors.

Frequently Asked Questions

What Makes XRP ETFs Attractive After the Ripple-SEC Settlement?

XRP ETFs provide regulated access to XRP following the August 2025 settlement, where Ripple paid $125 million and both parties dropped appeals. The 2023 ruling affirmed that exchange sales aren’t securities, reducing legal risks. This clarity, combined with ETF transparency, appeals to institutions seeking compliant crypto exposure without direct custody hassles—drawing inflows like Bitwise’s $118 million debut week.

Will BlackRock Launch an XRP ETF Soon?

While BlackRock, the largest spot Bitcoin ETF issuer, has not filed for XRP products as of November 2025, industry observers like Nate Geraci suggest competitive pressures from Franklin Templeton and others may influence decisions. No official announcements exist, but the firm’s crypto strategy focuses on established assets; an XRP entry could hinge on broader market adoption and regulatory stability.

Key Takeaways

• Accelerated ETF Launches: Four spot XRP ETFs debuted in November 2025, from Canary Capital to Franklin Templeton, enhancing accessibility and driving institutional interest.
• Price Momentum: XRP rallied 8.5% to $2.24, supported by 50% volume spikes and ETF inflows, consolidating between $2.24-$2.26 with $2.20 as key support.
• Regulatory Tailwinds: Post-SEC settlement, XRP’s foundational role in settlements gains validation, urging investors to monitor major players like BlackRock for future moves.

Conclusion

The launch of the Franklin Templeton XRP Trust alongside other spot XRP ETFs marks a pivotal moment for Ripple’s ecosystem in 2025, fueled by resolved SEC disputes and surging institutional demand. With XRP solidifying its position as the fourth-largest cryptocurrency by market cap at over $2.20, these developments signal broader adoption in global payments. As competition heats up, investors should watch for potential entries from giants like BlackRock, positioning XRP for sustained growth—consider exploring these regulated options to diversify your portfolio today.

“$1.7tril asset manager Franklin Templeton says xrp ‘plays a foundational role in global settlement infrastructure’… Will be highly interesting to see how world’s largest asset managers draw battle lines around various crypto assets. BlackRock sitting out xrp ETFs, for example,” he wrote on X early Tuesday.

— Nate Geraci

Reacting to commentary from Franklin Templeton’s head of ETF product, calling XRP foundational, President of NovaDius Wealth Management Nate Geraci said there is a competition between asset managers on branded exposure to leading cryptos.

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— Nate Geraci

When asked what it would mean for XRP if BlackRock says “nah” for XRP products, he responded with the eye emoji, implying that the digital asset’s institutional demand could suffer without the participation of the largest volume spot Bitcoin ETF issuer.

Confidence in XRP grew after Ripple Labs and the US Securities and Exchange Commission ended their multi-year court battle after both sides dropped all the appeals last August with a $125 million settlement.

The settlement came on the heels of the SEC’s “change in heart” towards crypto under the second Trump administration, which saw it drop several ongoing investigations, hold industry roundtables, and advance President Trump’s pro-crypto policies.