MetaMask will launch MetaMask USD (mUSD), a dollar-backed, wallet-native stablecoin in 2025 on Ethereum and Consensys’ Linea, enabling self-custodial cross-chain payments, DeFi access, and on‑ramp/off‑ramp features integrated directly in the MetaMask wallet.
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Wallet-native stablecoin for Web3 payments and DeFi.
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mUSD will be issued via Bridge (Stripe’s issuance platform) and supported by M0 liquidity for cross-chain transfers.
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Launch planned on Ethereum and Linea in 2025; 1:1 dollar-equivalent reserves and MetaMask Card planned for everyday spending.
MetaMask mUSD stablecoin: MetaMask will launch mUSD in 2025 on Ethereum and Linea, enabling wallet-native cross-chain payments, DeFi access, and a planned MetaMask Card.
MetaMask will roll out its mUSD stablecoin in 2025, launching first on Ethereum and Consensys’ Linea network for use across Web3 applications.
What is MetaMask mUSD?
MetaMask mUSD is a dollar-backed stablecoin issued for native integration into the MetaMask wallet. The token is designed for self-custodial cross-chain use, enabling users to hold, swap, bridge and spend digital dollars within Web3 applications on Ethereum and Linea.
How will mUSD be issued and backed?
mUSD will be issued by Bridge, an issuance and orchestration platform acquired by Stripe, and powered by the liquidity protocol M0. MetaMask states the token will be backed 1-to-1 with dollar-equivalent reserves and orchestrated for cross-chain liquidity through M0’s network.
Source: MetaMask
How will mUSD integrate with the MetaMask wallet?
MetaMask plans deep wallet integration: mUSD will appear as a native asset for swaps, on-ramps, bridging and holdings. The company also intends to offer a MetaMask Card in partnership with Mastercard to enable spending of mUSD in everyday transactions.
Product lead Gal Eldar said the stablecoin lowers barriers to Web3 by reducing costs and simplifying onboarding, letting users move funds onchain, deploy into DeFi, and spend in real-world scenarios.
Why does the GENIUS Act matter for stablecoins like mUSD?
The Guiding and Establishing National Innovation for US Stablecoins (GENIUS) Act, signed into law on July 18, 2025, clarifies issuer requirements, reserve backing rules and disclosure obligations for USD-denominated stablecoins. MetaMask cited increased regulatory clarity from the law as one factor supporting the mUSD rollout.
Other market activity shows growing issuance momentum: World Liberty Financial recently minted a notable portion of its USD1 supply, demonstrating broader industry interest in new dollar-backed tokens. (Related editorial: How Ethereum treasury companies could spark ‘DeFi Summer 2.0’.)
How can users use mUSD across Web3?
- On‑ramp: Buy mUSD via MetaMask on‑ramps and custodial partners integrated in-wallet.
- Hold & swap: Use mUSD as a stable treasury inside the MetaMask wallet for swaps and liquidity provision.
- Bridge: Move mUSD across chains using M0 liquidity rails for cross-chain DeFi access.
- Spend: Use the planned MetaMask Card for everyday purchases where card acceptance exists.
Frequently Asked Questions
When exactly will mUSD be available to MetaMask users?
MetaMask states mUSD will debut in 2025, first on Ethereum and Consensys’ Linea network. Exact launch dates and regional availability will be announced by MetaMask ahead of the release.
How does M0 enable cross-chain mUSD transfers?
M0 provides liquidity orchestration and routing that lets mUSD move between supported chains with reduced slippage and faster settlement, enabling a native cross-chain experience inside the MetaMask wallet.
Key Takeaways
- Wallet-native stablecoin: mUSD is integrated into MetaMask for native use across swaps, bridging and spending.
- Regulatory context: The GENIUS Act adds issuer and reserve rules that MetaMask cites in support of the launch.
- User impact: MetaMask aims to simplify Web3 onboarding, reduce costs and enable real-world spending via a planned MetaMask Card.
Conclusion
MetaMask’s mUSD is positioned as a self-custodial, dollar-backed stablecoin launching in 2025 on Ethereum and Linea, backed by Bridge issuance and M0 liquidity. The move targets simplified onboarding, cross-chain DeFi access and real-world spending; watch for official MetaMask announcements for rollout details.
