Ripple’s $1B GTreasury Acquisition Could Position XRP Ledger for Corporate Treasury Use and Challenge SWIFT

• GTreasury provides corporate treasury tools integrated with Ripple’s blockchain rails for around-the-clock liquidity.

• Acquisition valued at $1 billion, marking Ripple’s third strategic purchase in 2025 to bridge traditional and digital finance.

• Combined services aim to reduce settlement times and lower cross-border costs using stablecoins and tokenized deposits.

Ripple GTreasury acquisition: Ripple buys GTreasury for $1B to add corporate treasury tools and 24/7 settlement—learn what this means for institutional liquidity and cross-border payments.

GTreasury is Ripple’s third business acquisition in 2025, part of an expansion strategy that includes traditional financial companies and digital asset projects alike.

COINOTAG — Published: 2025-10-16 · Updated: 2025-10-16

What is Ripple’s GTreasury acquisition?

Ripple GTreasury acquisition is a $1 billion purchase of GTreasury, a corporate treasury management provider that gives Ripple tools to manage stablecoins, tokenized deposits, and treasury liquidity. The deal positions Ripple to offer institutional clients integrated treasury operations with near-instant cross-border settlement and yield generation.

How will the GTreasury integration change corporate treasury management?

Integrating GTreasury equips Ripple with back-office capabilities for cash forecasting, liquidity optimization, and token custody. Institutions can move between fiat and digital assets more quickly. Official deal terms cite a $1 billion price tag. Brad Garlinghouse, CEO of Ripple, said:

“For too long, money has been stuck in slow, outdated payment systems and infrastructure, causing unnecessary delays, high costs, and roadblocks to entering new markets — problems that blockchain technologies are ideally suited to solve.”

Source: Brad Garlinghouse

Ripple expands services in a bid to challenge SWIFT

Ripple’s acquisition of GTreasury is the company’s third in 2025, following the $1.25 billion purchase of prime brokerage Hidden Road and the acquisition of stablecoin platform Rail. These moves form a coordinated strategy to integrate traditional finance infrastructure with digital-asset rails and custody solutions.

Recent institutional partnerships underscore the approach. In September, Banco Bilbao Vizcaya Argentaria (BBVA) designated Ripple as custodian for certain institutional digital assets. Around the same time, asset manager Franklin Templeton and DBS Bank signed a memorandum of understanding with Ripple to pilot tokenized trading services on the XRP Ledger (XRPL) using stablecoins and tokenized money market funds.

In October, Ripple announced a collaboration with Bahrain Fintech Bay to introduce bank-grade custody services and integrate RLUSD, a dollar-pegged stablecoin, into Bahrain’s digital asset ecosystem. The Bahrain Fintech Bay is a public-private initiative aimed at nurturing fintech innovation within the country.

Collectively, these acquisitions and partnerships aim to reduce settlement times, lower cross-border transaction costs, and expand institutional access to liquid, yield-bearing digital assets. Sources: Ripple press release; GTreasury announcement; public statements from BBVA, Franklin Templeton, DBS Bank, and Bahrain Fintech Bay (all cited as plain text sources).

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Frequently Asked Questions

How will the GTreasury deal affect Ripple’s custody and treasury services?

GTreasury adds treasury management software and workflows that allow Ripple to offer integrated custody, liquidity management, and reporting for institutional clients. The combined offering supports stablecoins and tokenized deposits, enabling 24/7 access and near-instant settlement while improving treasury visibility and yield options.

When will GTreasury be integrated into Ripple’s platform?

Integration timelines have not been fully disclosed; Ripple states the process will be phased to ensure operational continuity. Expect initial platform-level integrations within months, with broader product rollouts tied to regulatory clearances and client onboarding schedules.

Key Takeaways

• Strategic scale: Ripple’s acquisition of GTreasury for $1 billion is its third 2025 purchase, following Hidden Road and Rail, expanding institutional offerings.
• Operational impact: GTreasury delivers corporate treasury tools that, when combined with Ripple’s rails, enable 24/7 access, faster cross-border settlement, and potential yield generation.
• Market positioning: These moves signal Ripple’s effort to offer an end-to-end stack—custody, treasury management, tokenization and settlement—to rival legacy systems such as SWIFT.

Conclusion

The Ripple GTreasury acquisition cements Ripple’s push to bridge traditional finance and blockchain infrastructure by embedding treasury management capabilities into its suite of institutional services. With three acquisitions in 2025 and multiple strategic partnerships, Ripple is positioning itself to deliver faster, cheaper cross-border settlement and integrated treasury solutions. Watch for phased product integrations and institution-focused rollouts in the coming months. For ongoing coverage and analysis from COINOTAG, check our updates.

Author: COINOTAG