Ripple USD (RLUSD) stablecoin is approaching a $900 million market cap, currently at $897.97 million according to CoinMarketCap data, ranking it as the 75th largest cryptocurrency. This milestone highlights RLUSD’s growing adoption in payments and institutional finance.
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RLUSD funds UBRI grants: Ripple has allocated over $1.5 million in RLUSD for university blockchain research, expanding academic initiatives.
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Monthly attestation live: RLUSD’s October independent attestation confirms its reserves and compliance standards.
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Market growth on XRPL: RLUSD achieved a 34.7% quarterly increase to $88.8 million on the XRP Ledger, per Messari’s State of XRP Ledger Q3 2025 report, making it the network’s top stablecoin.
Ripple USD stablecoin nears $900M market cap amid key milestones like UBRI funding and XRPL growth. Discover RLUSD’s role in stablecoin innovation and institutional adoption—stay ahead in crypto finance today.
What is the Current Status of Ripple USD Stablecoin’s Market Cap?
Ripple USD (RLUSD), Ripple’s flagship stablecoin, is on the verge of reaching a $900 million market capitalization, standing at $897.97 million as reported by CoinMarketCap data. This positions RLUSD as the 75th largest cryptocurrency by market cap, reflecting strong demand in the stablecoin sector. The stablecoin, pegged 1:1 to the U.S. dollar and backed by reserves, continues to gain traction for its utility in cross-border payments and DeFi applications.
How Has RLUSD Integrated with Ripple’s Ecosystem Milestones?
Ripple’s Senior Vice President of Stablecoins, Jack McDonald, recently highlighted several achievements for RLUSD in a tweet, emphasizing its rapid progress. One key development involves the use of RLUSD to fund grants under the University Blockchain Research Initiative (UBRI). Ripple announced an expansion of UBRI with over $1.5 million in funding provided entirely in RLUSD, supporting academic research in blockchain technology and fostering innovation across universities worldwide. This move underscores RLUSD’s role in bridging traditional finance with blockchain education.
Additionally, McDonald, who also serves as CEO of Standard Custody, noted that RLUSD’s monthly independent attestation for October is now live. These attestations, conducted by third-party auditors, verify the stablecoin’s reserve holdings, ensuring transparency and trust among users and institutions. Such regular reporting aligns with industry best practices, similar to those followed by leading stablecoins like USDT and USDC.
Further integrations bolster RLUSD’s ecosystem. In October, Brale integrated with the XRP Ledger (XRPL) to enable businesses to issue USD-backed stablecoins and settle transactions in RLUSD. This partnership enhances liquidity and efficiency for enterprise users on the XRPL network. Ripple also completed its acquisition of prime brokerage firm Hidden Road, rebranded as Ripple Prime. Customers of Ripple Prime are already utilizing RLUSD as collateral for trades or holding balances in the stablecoin, which is expected to amplify its utility in institutional trading environments.
According to the State of XRP Ledger Q3 2025 report released by Messari, RLUSD closed the quarter with a combined market cap of $789.3 million across XRPL and Ethereum blockchains. On XRPL alone, RLUSD’s market cap reached $88.8 million, marking a 34.7% increase from the previous quarter. This growth solidified RLUSD’s position as the largest stablecoin on the XRPL, surpassing competitors and demonstrating the network’s increasing preference for Ripple’s stablecoin solution.
These milestones collectively illustrate RLUSD’s strategic positioning within Ripple’s broader ecosystem, which includes the XRP Ledger and on-demand liquidity services. By focusing on regulatory compliance, reserve transparency, and practical applications, RLUSD addresses key pain points in the stablecoin market, such as scalability and interoperability. Industry analysts, including those from Messari, have praised this trajectory, noting that RLUSD’s expansion could further decentralize dollar-based digital assets.
Frequently Asked Questions
What Makes Ripple USD Stablecoin a Key Player in the XRPL Ecosystem?
Ripple USD (RLUSD) stands out on the XRP Ledger due to its seamless integration for fast, low-cost settlements and its status as the network’s largest stablecoin with an $88.8 million market cap in Q3 2025, per Messari. Backed by U.S. dollar reserves and audited monthly, RLUSD supports enterprise payments and DeFi, offering stability and efficiency in volatile crypto markets.
How Does RLUSD Support Blockchain Research Through UBRI Grants?
The University Blockchain Research Initiative (UBRI) leverages RLUSD for its latest funding round, distributing over $1.5 million in the stablecoin to universities for blockchain studies. This approach, announced by Ripple, promotes real-world stablecoin usage in academia, encouraging innovations in areas like tokenization and cross-border finance while ensuring grant recipients experience the benefits of RLUSD’s reliability.
Key Takeaways
- Market Cap Milestone: RLUSD’s $897.97 million valuation nears $900 million, ranking it 75th among cryptocurrencies and signaling robust investor confidence.
- Ecosystem Integrations: Partnerships like Brale’s XRPL issuance and Ripple Prime’s use of RLUSD as collateral expand its applications in business and trading.
- Transparency and Growth: Live October attestations and a 34.7% quarterly rise on XRPL highlight RLUSD’s commitment to compliance and network dominance.
Conclusion
Ripple USD stablecoin’s ascent to nearly $900 million in market cap, coupled with integrations like UBRI funding and XRPL expansions, positions RLUSD as a cornerstone of institutional crypto adoption. As evidenced by Messari’s Q3 2025 report and statements from Ripple executives like Jack McDonald, RLUSD’s focus on transparency and utility drives its momentum. Looking ahead, continued innovations in stablecoin technology promise to reshape global payments—explore RLUSD’s potential to secure your digital asset strategies today.
