Visa’s stablecoin payout pilot allows businesses to send USDC directly to creators and gig workers’ wallets, enabling fast, global payments in regions with limited banking access. Companies fund in traditional currency, which Visa converts to stablecoins like USDC for instant, transparent transfers recorded on the blockchain.
-
Visa tests stablecoin payouts to accelerate payments for creators and gig workers worldwide.
-
Businesses send USDC straight to recipients’ compatible wallets without intermediaries.
-
With over $140 billion in stablecoin transactions processed since 2020, Visa supports 130+ card programs in 40+ countries, hitting $2.5 billion monthly volumes.
Discover Visa’s stablecoin payout pilot revolutionizing global payments for creators. Get paid faster with USDC transfers—explore how this blockchain innovation benefits freelancers and businesses today.
Visa’s pilot enables fast, global, and transparent stablecoin payouts for creators and businesses.
Key Highlights
- Visa tests stablecoin payouts to help creators and gig workers get paid faster worldwide.
- Businesses can send USDC directly to recipients’ wallets.
- Companies pay in regular currency, which Visa converts to stablecoins. The pilot runs with select partners and will expand in 2026.
What is Visa’s stablecoin payout pilot?
Visa’s stablecoin payout pilot is an innovative program that enables businesses and platforms to remit payments to creators, freelancers, and gig workers using USD-backed stablecoins like USDC. Launched in testing phases, it allows companies to fund transactions in traditional fiat currency, which Visa seamlessly converts to stablecoins for direct delivery to recipients’ digital wallets. This approach ensures rapid, cross-border transfers, particularly benefiting users in underserved banking regions, with all transactions transparently recorded on the blockchain for security and auditability.
Visa Inc. has initiated this pilot to bridge traditional finance with blockchain technology, addressing pain points in global money movement. By supporting stablecoins, the program reduces settlement times from days to minutes, enhancing financial inclusion for the growing creator and gig economy.
How does Visa’s stablecoin payout system work for businesses?
Businesses participating in the pilot fund payouts using conventional currencies through their existing Visa accounts or partnerships. Visa’s infrastructure then handles the conversion to stablecoins such as USDC, routing funds directly to the recipient’s compatible wallet address. This process meets regulatory standards like KYC and AML, ensuring compliance while minimizing fees and delays associated with traditional cross-border wires.
According to Visa’s official announcements, the system leverages blockchain for immutable records, allowing recipients to hold, spend, or redeem their stablecoins instantly. Early tests involve select international marketplaces, fintechs, and gig platforms, with expansion planned for broader adoption in 2026. For instance, a U.S.-based company could pay a freelancer in Southeast Asia within minutes, bypassing volatile local currencies or slow bank transfers.
Visa has built on prior stablecoin experiments, including a September launch where businesses could opt for stablecoin funding. This evolution emphasizes direct wallet-to-wallet transfers, making digital dollars accessible to everyday users. The pilot targets entities in the creator economy, where timely payments are crucial for cash flow management.
Frequently Asked Questions
What are the benefits of Visa’s stablecoin payouts for creators?
Visa’s stablecoin payouts offer creators faster access to earnings, often within minutes, compared to traditional banking delays. This is especially valuable in regions with unstable currencies or limited banking, allowing freelancers to receive USDC directly in their wallets for immediate use, holding, or conversion. Data from industry reports highlights that 57% of creators prioritize instant payments for better financial control.
How will Visa expand stablecoin support in 2026?
Starting in 2026, Visa plans to broaden the stablecoin payout pilot to more partners, including additional fintechs and global platforms. This expansion will integrate support for emerging stablecoins and blockchains, enhancing accessibility for cross-border payments. The goal is to make stablecoin transactions as seamless as everyday card swipes, fostering wider adoption among businesses and individuals worldwide.
Key Takeaways
- Accelerated Global Payments: Visa’s pilot delivers stablecoin funds in minutes, ideal for creators and gig workers in banking-scarce areas.
- Blockchain Transparency: Every transaction is securely logged on the blockchain, providing verifiable records and reducing fraud risks.
- Future Expansion: With pilots scaling in 2026 and support for new stablecoins like PYUSD, Visa is positioning stablecoins for mainstream financial use.
Making money more accessible
Chris Newkirk, President of Visa’s Commercial and Money Movement Solutions, emphasized the pilot’s impact: “Whether it’s a creator building a digital brand, a business reaching new global markets or a freelancer working across borders, everyone benefits from faster, more flexible money movement.” This initiative aligns with findings from Monetized’s 2025 Creator Report, where 57% of digital content creators cited instant fund access as their top preference for payment methods, underscoring the need for efficient digital solutions in the creator economy.
Expanding stablecoin reach
Visa has demonstrated substantial commitment to stablecoins, processing over $140 billion in crypto and stablecoin transactions since 2020. The company now backs more than 130 stablecoin-linked card programs across over 40 countries, with monthly spending volumes exceeding a $2.5 billion annualized rate. These efforts include collaborations with developers, fintechs, and regional platforms, such as partnerships with African payment provider Yellow Card to enhance adoption in emerging markets.
In recent developments, Visa added support for PayPal USD (PYUSD) and Global Dollar (USDG), with plans to integrate four additional dollar-backed stablecoins on various blockchains. Furthermore, products like Fold’s Bitcoin credit card, which operates on Visa’s network and rewards users with Bitcoin on purchases, illustrate the company’s push toward practical digital currency integration. These advancements collectively aim to normalize stablecoins for everyday spending and international remittances, solidifying Visa’s role in the evolving financial landscape.
Follow The COINOTAG on Google News to Stay Updated! 
Conclusion
Visa’s stablecoin payout pilot represents a pivotal step in merging traditional finance with blockchain innovation, offering stablecoin payouts that empower creators and businesses with swift, secure global transfers. By converting fiat to USDC and delivering funds directly to wallets, it addresses key barriers in the gig economy and beyond. As support for stablecoin systems grows through 2026 expansions, this program signals a future where digital dollars enable seamless financial access—urging businesses to explore these tools for enhanced efficiency and reach.
TAGGED:Stablecoin
