The XRP Ledger Credentials amendment is scheduled to activate on Sept. 4, 2025 (03:51:21 UTC) after receiving 28 of 35 votes (82.86%). Credentials will add three transaction types to manage attestations for compliance (KYC/AML) and link those attestations to Decentralized Identity on the ledger.
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Credentials amendment activates Sept. 4, 2025 with 82.86% support
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Credentials adds CredentialCreate, CredentialAccept and CredentialDelete transactions to the XRP Ledger.
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XRP is up ~400% year-on-year per CoinGecko data; immediate resistance at SMA 50: $3.09, $3.38, $3.66; support at SMA 200: $2.48.
Meta description: XRP Ledger Credentials amendment activates Sept. 4, 2025; learn what it does for KYC/AML and how it may affect XRP. Read the full update and market outlook.
What is the XRP Ledger Credentials amendment and when does it activate?
The XRP Ledger Credentials amendment is a protocol update that introduces tools for issuing and managing attestations—such as KYC and AML compliance—tied to Decentralized Identity on the ledger. It received 28 of 35 votes (82.86%) and is scheduled to activate on Sept. 4, 2025 at 03:51:21 UTC.
How do Credentials transactions work?
Credentials adds three new transaction types to the ledger: CredentialCreate to create a credential entry, CredentialAccept to accept an issued credential, and CredentialDelete to remove a credential. The amendment also modifies existing ledger entry types and adds fields to enable lookup and management of Credential entries.
Why does Credentials matter for compliance and identity?
By enabling attestations linked to Decentralized Identity, Credentials allows institutions to record compliance assertions (for example, KYC or AML) in a verifiable ledger-native format. XRP Ledger documentation describes Credentials as a set of tools for authorization and compliance, improving on-chain identity workflows while preserving auditability.
How did the amendment vote and recent ledger activity unfold?
The Credentials amendment passed with 28 out of 35 votes (82.86%). In the prior week, three other amendments—fixAMMv1_3, fixEnforceNFTokenTrustlineV2 and fixPayChanCancelAfter—were activated on the XRP Ledger mainnet, indicating ongoing maintenance and protocol improvements.
What is the current XRP market outlook?
XRP is trading higher after a six-day drop. Per CoinGecko data, XRP is up about 400% on a one-year basis, outpacing yearly returns for Bitcoin (≈88%) and Ethereum (≈73%). At the time of writing, XRP was 1.61% higher in 24 hours at $2.87, having rebounded from a Sept. 1 low of $2.69.
| Asset | 1Y return (approx.) |
|---|---|
| XRP | 400% |
| Bitcoin | 88% |
| Ethereum | 73% |
What technical levels should traders watch?
Immediate upside resistance levels are the daily SMA 50 at $3.09, followed by $3.38 and $3.66. Clearing these could open the way toward $4. Major support is the daily SMA 200 at $2.48 if prices decline.
Frequently Asked Questions
How will Credentials affect institutional onboarding?
Credentials can standardize on‑chain attestations for compliance checks, enabling institutions to issue verifiable credentials for KYC/AML and associate them with Decentralized Identity entries on the ledger in a tamper-evident way.
Will Credentials change XRP’s monetary policy?
No. Credentials is a protocol feature for attestations and identity workflows; it does not alter XRP’s supply or core monetary characteristics.
Key Takeaways
- Activation date confirmed: Credentials activates Sept. 4, 2025 at 03:51:21 UTC with 82.86% voter support.
- New transaction types: Adds CredentialCreate, CredentialAccept and CredentialDelete to manage attestations and Decentralized Identity.
- Market context: XRP is up ~400% year-on-year (CoinGecko); traders should watch SMA 50 resistance and SMA 200 support levels.
Conclusion
The XRP Ledger Credentials amendment introduces ledger-native tools for compliance and Decentralized Identity, and is set to activate on Sept. 4, 2025. Combined with recent protocol updates and strong year-on-year XRP performance, the amendment strengthens on-chain identity workflows. Monitor official XRP Ledger documentation and market indicators for next steps.
Published: 2025-09-04 | Updated: 2025-09-04 | Author/Organization: COINOTAG
