-
Keeta Network is pioneering a blockchain-native credit bureau platform, PASS, to enable digital asset holders access to traditional credit services such as mortgages and small business loans.
-
The collaboration with SOLO aims to provide verified financial identities that integrate real-world income and asset data with on-chain transparency, bridging the gap between crypto and conventional finance.
-
“Keeta’s blockchain is the first to tackle the scale and regulatory overhead for an on-chain credit bureau,” said CEO Ty Schenk, emphasizing the platform’s potential to revolutionize lending for crypto-native users.
Keeta’s PASS platform introduces a blockchain-native credit bureau, enabling verified financial identities and unlocking credit access for digital asset holders in 2025.
Keeta’s PASS Platform: Revolutionizing Credit Access for Crypto Holders
Keeta Network’s upcoming PASS platform represents a significant advancement in the integration of blockchain technology with traditional financial services. Designed as a bank-grade, blockchain-native credit bureau, PASS will offer comprehensive verification tools such as Know Your Customer (KYC), Know Your Business (KYB), and verifiable credentials for income and crypto asset holdings. This infrastructure is tailored to provide banks and lenders with the necessary transparency and compliance to underwrite credit for users who primarily operate within the digital asset ecosystem.
By leveraging on-chain visibility, PASS aims to reduce the friction that currently limits access to credit for crypto holders, enabling a seamless interface between decentralized finance and legacy banking systems. This initiative is particularly timely as the demand for real-world asset tokenization and blockchain-based financial identities continues to surge globally.
Strategic Partnership with SOLO Enhances Credit Data Infrastructure
The collaboration between Keeta and SOLO, a credit data infrastructure provider, is central to the PASS platform’s capabilities. SOLO’s expertise in creating verifiable financial credentials ensures that income, assets, and identity data can be securely tokenized and trusted by lenders. According to Georgina Merhom, founder of SOLO, this partnership marks a pioneering effort in making real-world financial credentials verifiable on a blockchain network for lending purposes.
This integration not only enhances the reliability of credit assessments but also aligns with increasing regulatory demands for transparency and compliance in digital finance. The phased rollout, beginning with verified financial profiles in summer 2025, will progressively introduce features such as a lending marketplace, stablecoin-based loan origination, and bank integrations, positioning Keeta as a key player in the evolving crypto-finance landscape.
Market Potential and Industry Implications of Keeta’s On-Chain Credit System
Keeta’s initiative arrives at a pivotal moment when the real-world asset tokenization market is experiencing rapid growth, currently valued at over $23 billion. The platform’s ability to tokenize financial identities and facilitate credit services on-chain could unlock substantial liquidity and credit opportunities for digital asset holders worldwide.
Backed by industry veterans including former Google CEO Eric Schmidt, Keeta’s compliance-first blockchain network is uniquely positioned to address regulatory challenges while fostering innovation. The platform’s launch is expected to catalyze broader adoption of blockchain in mainstream finance by enabling traditional lenders to confidently engage with crypto-native clients.
Future Outlook: Expanding Financial Inclusion through Blockchain
Keeta’s PASS platform exemplifies how blockchain technology can enhance financial inclusion by providing verified, transparent credit data to underserved segments of the market. As digital asset adoption accelerates, the ability to access mortgages, small business loans, and other credit products through a blockchain-native identity will become increasingly critical.
Moreover, the integration of stablecoin-based loan origination and bank partnerships will further streamline lending processes, reduce costs, and improve user experience. This development signals a shift towards a more interconnected financial ecosystem where blockchain and traditional finance coexist and complement each other.
Conclusion
Keeta Network’s PASS platform is set to transform credit access for digital asset holders by introducing a blockchain-native credit bureau that verifies real-world financial credentials. Through its partnership with SOLO and a phased rollout strategy, Keeta is bridging the divide between crypto and traditional finance, enabling more inclusive lending opportunities. As the tokenization market expands, PASS’s innovative approach could become a cornerstone for future financial services, driving greater adoption and trust in blockchain-based credit solutions.
