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Ripple’s XRP Escrow Balance at 35.6B: Active Accounts Near Seven Million Amid Stable Supply Management

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(04:04 AM UTC)
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  • Ripple’s escrow holds 35.6 billion XRP, with a circulating supply of 64.3 billion and over 14 million XRP burned through network fees.

  • The XRP Ledger now reports approximately seven million active accounts, indicating steady growth in network participation.

  • Monthly escrow releases are capped at one billion XRP, with unsold tokens returned to maintain market stability.

Ripple’s XRP is a leading digital asset with a significant escrow balance and active user base. Discover how it maintains market stability and transparency.

What is Ripple’s XRP Escrow?

Ripple’s XRP escrow is a mechanism designed to manage the supply of XRP tokens effectively. Currently, the escrow holds 35.6 billion XRP, while the circulating supply stands at 64.3 billion XRP. This system was introduced in 2017 to enhance market transparency and predictability.

How Does XRP Escrow Work?

The escrow system limits monthly releases to a maximum of one billion XRP. Any unsold tokens are returned to escrow, ensuring a predictable supply pattern. Ripple’s leadership implemented this strategy to build trust in market operations and prevent oversupply.


Frequently Asked Questions

How many active accounts does XRP have?

XRP currently has approximately 6,837,166 active accounts, reflecting a steady increase in user participation.

What is the purpose of XRP’s escrow?

The purpose of XRP’s escrow is to manage the supply of XRP tokens, ensuring market stability and predictability in distribution.

Key Takeaways

  • Escrow Balance: Ripple’s escrow holds 35.6 billion XRP, supporting market stability.
  • Active Accounts: Nearly seven million active accounts indicate strong network growth.
  • Supply Control: Monthly releases are capped at one billion XRP to prevent oversupply.

Conclusion

Ripple’s escrow system plays a crucial role in managing the supply of XRP, currently holding 35.6 billion XRP. With nearly seven million active accounts, the network demonstrates significant growth and stability. This strategic approach ensures a predictable supply, reinforcing trust in the XRP market.

Garlinghouse explained the benefits of the escrow 8 years ago:

* supply predictability;
* trusted XRP markets.

Even after eight years, if you do not agree with him, there are scores of compelling reasons why the release of XRP from escrow provides no helpful explanation of… pic.twitter.com/JJ990pJPi5

— bill morgan (@Belisarius2020) August 12, 2025

Ripple initially transferred 55 billion of its 80 billion XRP holdings into escrow eight years ago. This move followed concerns from market participants about the potential for oversupply. The decision has since provided a transparent framework for token availability.

Network Activity Approaches Seven Million Accounts

XRP active accounts now total 6,837,166, marking a steady increase in user participation. The ledger count has reached 98,108,655, indicating consistent transaction activity. This growth aligns with XRP’s role as both a settlement asset and a liquidity tool.

The escrow structure ensures that no more than 12 billion XRP can be released in a single year. This policy remains in place regardless of market conditions. Ripple’s consistent monthly approach has reinforced supply predictability while allowing for gradual distribution over time.

Sheila Belson

Sheila Belson

Sheila Belson is a 20-year-old financial content editor who ventured into the realm of cryptocurrencies in 2023. Enthralled by the innovative world of non-fungible tokens (NFTs), she harbours a profound affection for Ethereum. With a sharp eye for detail, Sheila skillfully navigates the dynamic crypto landscape, continuously seeking to enrich her understanding and share her passion through engaging and insightful content.
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