• Stripe stablecoin payments rollout targets Ethereum, Base, and Polygon blockchains from December 12, 2025.

• Merchants benefit from instant USD settlements with no coding required, supporting popular stablecoins like USDC.

• The 1.5% transaction fee structure eliminates flat fees, promoting cost-effective global payments amid stablecoin market growth to $260 billion as per IMF data.

Discover Stripe stablecoin payments: Accept USDC on Ethereum and more starting Dec 2025 with 1.5% fees and USD settlements. Unlock crypto for your business today—explore the future of fintech integration.

What Are Stripe Stablecoin Payments and How Do They Work?

Stripe stablecoin payments enable merchants to accept cryptocurrency transactions using USD-pegged stablecoins like USDC on blockchains such as Ethereum, Base, and Polygon, with automatic conversion to US dollars for settlement. Launching on December 12, 2025, this feature integrates directly into Stripe’s Optimized Checkout Suite, requiring no code changes and charging only a 1.5% fee per transaction. Businesses can thus serve customers with crypto wallets without handling volatile assets, tapping into a burgeoning digital payment ecosystem.

How Does Stripe Integrate Stablecoin Payments for Merchants?

Integration occurs seamlessly within Stripe’s existing payment infrastructure, allowing merchants to enable stablecoin options without altering their checkout processes. Customers pay using digital wallets holding stablecoins, and Stripe handles the conversion to USD instantly, depositing funds into the merchant’s balance. According to details shared by Adam Lawrence, CEO of RWA.xyz, this supports high-volume transactions on efficient networks like Base and Polygon, reducing costs compared to traditional cross-border wires. The IMF reports stablecoin circulation has tripled to $260 billion since 2023, with 90% trading volume, underscoring the reliability of assets like USDT and USDC. Experts note this move positions Stripe as a bridge between fiat and blockchain economies, with “Stablecoins are an increasingly popular payment method for buyers around the world,” as stated in Stripe’s communication to merchants. Short sentences highlight the benefits: lower fees, global reach, and stability against crypto fluctuations like those in Bitcoin or Ethereum prices.

This development addresses a key gap: many customers possess crypto wallets but cannot use them for everyday purchases. By focusing on stablecoins, Stripe mitigates volatility risks, ensuring merchants receive predictable USD payouts. The platform’s emphasis on user-friendly adoption aligns with broader industry trends toward hybrid fiat-crypto systems.

Frequently Asked Questions

What Blockchains Support Stripe Stablecoin Payments?

Stripe stablecoin payments will be available on Ethereum, Base, and Polygon starting December 12, 2025. These networks enable fast, low-cost transactions for stablecoins like USDC, with settlements in USD to maintain financial stability for merchants worldwide.

Is There a Fee for Using Stripe’s Stablecoin Payment Feature?

Yes, Stripe charges a straightforward 1.5% fee per stablecoin transaction, with no additional flat fees applied. This pricing model supports predictable costs for businesses accepting payments from customers using digital wallets on supported blockchains.

Key Takeaways

• Seamless Rollout: Stripe’s stablecoin payments launch on December 12, 2025, across Ethereum, Base, and Polygon, integrating without code changes for instant USD settlements.
• Cost Efficiency: A 1.5% transaction fee with no flat charges makes it accessible for merchants eyeing crypto expansion, backed by stablecoin market growth to $260 billion per IMF reports.
• Strategic Growth: This enhances Stripe’s blockchain initiatives, including its Tempo platform, encouraging businesses to adopt stablecoins for global, low-volatility payments.

Conclusion

Stripe stablecoin payments represent a pivotal advancement in bridging traditional finance with blockchain technology, allowing merchants to accept USDC and similar assets on Ethereum, Base, and Polygon while securing USD revenues. As stablecoin usage surges—tripling in value to $260 billion since 2023 according to the IMF—this integration empowers businesses to engage crypto-holding customers efficiently. Looking ahead, Stripe’s innovations, including the Tempo blockchain and partnerships, signal a transformative era for digital payments, urging merchants to prepare for broader crypto adoption today.

The firm said it will charge a 1.5% fee per transaction with no flat fee for stablecoin payments.

Key Highlights

• Stripe is rolling out USD-settled stablecoin payments on Ethereum, Base, and Polygon starting December 12, 2025.
• Payments are settled in USD and integrated into Stripe’s Optimized Checkout Suite with no code changes needed.
• A 1.5% fee will be charged per transaction with no flat fee, and merchants can accept stablecoins like USDC.

Stripe, one of the leading payment processors in the world, is reportedly rolling out a new way for businesses to accept payments using stablecoins.

Starting from December 12, the firm will let merchants take stablecoin payments on three major blockchains, including Ethereum, Base, and Polygon, according to the information shared by the CEO of RWA.xyz.

This integration would allow customers to carry out payments using stablecoins like USDC via digital wallets, while businesses continue receiving the payment in US dollars.

“Stablecoins are an increasingly popular payment method for buyers around the world. We noticed that a significant share of your customers already have crypto wallets, but aren’t able to use them to pay you,” Stripe said in the shared email.

Easy integration for merchants

The feature has been integrated into Stripe’s Optimized Checkout Suite, meaning that no changes are required for merchants. Payments made with stablecoins would be converted for settlement in the merchant payments balance in US dollars.

However, Stripe will charge a 1.5% transaction fee with no flat fee, offering an easy and predictable option for businesses looking to expand into crypto payments.

The development will allow merchants to now accept popular USD-backed stablecoins, giving their customers more flexibility while being stable in terms of price fluctuations associated with other cryptocurrencies, such as Bitcoin or Ethereum. It will also allow businesses to tap into a growing group of buyers who already hold crypto wallets but may not necessarily use them.

Increasing use of stablecoin as payment method

The use of stablecoin as a payment method has grown rapidly in the last two years. According to a recent IMF report, the two largest stablecoins, Tether (USDT) and Circle (USDC), have tripled in value since 2023 to around $260 billion, with a trading volume of up to 90%.

Stablecoins are mainly used to trade crypto and send money across borders, with the Asia market dominating it with the highest trading activity so far. Meanwhile, Africa, Latin America, and the Middle East also show high activity compared to their economies.

Stripe’s own blockchain for payments

Stripe has drawn more attention since announcing its own blockchain platform, Tempo, in September. This initiative was launched in partnership with leading venture firm Paradigm.

In October, the company secured $500 million in funding led by Thrive Capital, a firm run by Joshua Kushner, just shortly after Stripe acquired Bridge for over $1 billion. These movements highlight Stripe’s strategy to build a complete infrastructure for digital payment and combine it with its global payment platform using blockchain technology.

Recently, Swedish fintech company Klarna announced plans to issue its own USD-backed stablecoin, KlarnaUSD, on the Tempo blockchain. The stablecoin will integrate Klarna’s “buy now, pay later” service on-chain for 114 million users, offering faster cross-border payments and lower fees.

Also Read: U.S. SEC Ends Two-Year Probe Into Ondo Finance

Follow The COINOTAG on Google News to Stay Updated!

TAGGED:BlockchainEthereum (ETH)PolygonStablecoin