Ripple CEO Suggests Outdated Valuation and Opportunities for XRP Amid Anticipated Regulatory Changes and New Stablecoin Launch

• Ripple CEO Brad Garlinghouse expresses that the company’s $11 billion valuation is “outdated,” attributing it to XRP holdings surpassing $100 billion.

• Garlinghouse is optimistic about forthcoming regulatory changes, predicting that by 2025 the oversight of cryptocurrencies will transition from the SEC to the CFTC.

• Ripple’s innovative stablecoin, Ripple USD, is set to improve liquidity on the XRP Ledger and reduce global transaction friction, according to Garlinghouse.

Ripple’s CEO reveals bolstering valuations and anticipates a regulatory shift, highlighting innovations like Ripple USD to enhance XRP Ledger efficiency.

Ripple’s $11 Billion Valuation “Outdated”

In a recent discussion, Ripple’s CEO Brad Garlinghouse asserted that the company’s previous valuation of $11 billion is now seen as “outdated.” He emphasized that the value of XRP held by Ripple now exceeds $100 billion. At press time, XRP was trading at $2.44, reflecting over 20% growth on the seven-day chart, according to data from CoinGecko.

Garlinghouse also mentioned that Ripple’s private market trading has consistently been more competitive when compared to other companies in the crypto sector, highlighting MicroStrategy as a notable example.

During an interview with Citizens JMP, the CEO elaborated on Ripple’s latest initiative—the introduction of a stablecoin known as Ripple USD—and its significance within the broader ecosystem of XRP.

“Ripple has accumulated extensive experience working with institutions and managing payment flows, which positions us effectively to launch a stablecoin that users can trust globally,” said Garlinghouse. He expressed confidence that Ripple’s established presence in the market will aid in the adoption of Ripple USD.

He noted that this new stablecoin is designed to synergize with the XRP Ledger to enhance its liquidity, stating, “A more liquid XRP Ledger ultimately benefits the entire XRP ecosystem by minimizing transaction friction.”

Moreover, renowned crypto lawyer John Deaton speculated that Ripple may file for an initial public offering (IPO) in either Q4 of 2025 or Q1 of 2026. He remarked, “Expect a Ripple IPO either at the end of 2025 or beginning of 2026, depending on the aggressiveness of new SEC leadership in managing the case.”

Deaton referenced Garlinghouse’s previous remarks indicating Ripple’s hesitance to go public under the former SEC administration, seeking more favorable conditions in the current regulatory climate.

Ripple CEO Optimistic for New Crypto-Friendly Regulations

Garlinghouse addressed Ripple’s ongoing challenges with the SEC, underlining how the lawsuit has restricted the company’s growth and pushed them to pivot focus towards international markets. He remarked, “Today, 95% of our customers are non-U.S. financial institutions,” highlighting the globalization of Ripple’s business strategy.

The CEO criticized the SEC’s regulatory tactics, labeling them “abusive” and non-constructive. He expressed hope that the regulatory landscape for cryptocurrencies will improve under President Trump’s administration, with new laws clarifying the treatment of digital assets, especially concerning securities law.

Moreover, Garlinghouse is optimistic about upcoming legislation set to be enacted in the first half of 2025. He anticipates a potential shift in regulatory oversight from the SEC to the Commodity Futures Trading Commission (CFTC), allowing for a more collaborative approach to cryptocurrency regulation.

Notably, Garlinghouse indicated that since the election, Ripple has experienced a notable increase in business opportunities and deals within the United States, signaling a positive shift for the company’s operations.

Conclusion

In summary, Ripple is positioning itself for substantial growth amid evolving regulatory landscapes and technological advancements. With the anticipated Ripple USD stablecoin and a potentially favorable regulatory environment on the horizon, Ripple’s future appears promising for both institutional partners and retail investors alike. The CEO’s insights illuminate a transformative phase for the company, reinforcing its commitment to enhancing the XRP ecosystem.