Bitget Wallet and Aave introduce Stablecoin Earn Plus that may offer 10% APY on USDC, backed by $700M fund

• 10% APY on USDC

• Minimum deposit $1; capped incentives for balances up to $10,000

• Backed by Bitget Wallet’s User Protection Fund (6,500 BTC, valued at > $700M)

Stablecoin Earn Plus 10% APY on USDC—Bitget Wallet partners with Aave for high-yield stablecoin savings. Start with $1 and earn in real time. Learn how.

Published: 2025-09-11 · Updated: 2025-09-11

What is Bitget Wallet’s Stablecoin Earn Plus?

Bitget Wallet Stablecoin Earn Plus is a yield product that delivers a 10% APY on USDC by combining Aave on-chain lending markets with Bitget Wallet’s proprietary yield subsidies. The service offers real-time accrual, instant withdrawals, and no lockup for eligible deposits up to $10,000.

How does Stablecoin Earn Plus deliver 10% APY?

The product channels user-supplied USDC into Aave’s overcollateralized lending pools on Base and credits interest to users via aTokens. Bitget Wallet supplements borrower interest with a subsidy to produce a predictable 10% APY for deposit tiers up to $10,000.

Key mechanics include:

• On-chain interest from Aave’s lending markets (Base L2) credited via aTokens.
• Bitget Wallet yield top-ups to reach the advertised 10% APY on eligible deposits.
• Real-time accrual and instant withdrawals with no mandatory lock period.

Why does this matter for savers and DeFi users?

Stablecoin Earn Plus narrows the yield gap between DeFi and traditional financial products by offering a clear, USDC-denominated return that outperforms typical bank savings rates. For risk-aware savers, the offering combines transparent on-chain interest with an additional subsidy and institutional-level user protections.

What are the limits, fees and entry requirements?

Entry is simple: deposits begin at $1. Yield incentives apply up to $10,000 per account. Interest accrues in real time, and withdrawals are processed within seconds. The product design emphasizes accessibility and low friction for everyday users.

Frequently Asked Questions

How much USDC can I earn 10% APY on?

You can earn the advertised 10% APY on USDC deposits up to $10,000 per account. Deposits above that threshold may receive standard on-chain yields without the full Bitget subsidy. Minimum deposit is $1.

Does Stablecoin Earn Plus lock my funds?

No. Funds routed to Aave remain withdrawable at any time. Interest accrues in real time through aTokens, and Bitget Wallet processes withdrawals in seconds with no mandatory lockup.

Who underwrites the yields and what protections exist?

Aave’s protocol provides on-chain borrower interest; Bitget Wallet supplements yields via its subsidy program. Additional protections include the Bitget Wallet User Protection Fund, which holds 6,500 BTC, now valued at over $700 million, to support platform operations and user security.

Key Takeaways

• High yield: 10% APY on USDC through a Aave + Bitget Wallet subsidy model.
• Accessible: $1 minimum deposit, real-time accrual, instant withdrawals, incentives up to $10,000.
• Security focus: Product supported by Bitget Wallet’s User Protection Fund (6,500 BTC, > $700M) and transparent on-chain mechanisms.

Conclusion

Bitget Wallet’s Stablecoin Earn Plus delivers a straightforward path to higher stablecoin yields by combining Aave’s on-chain lending with Bitget Wallet subsidies, offering 10% APY on USDC with low entry barriers and immediate liquidity. Investors should review protocol mechanics and personal risk tolerance before participating. For ongoing updates, follow COINOTAG coverage and official Bitget Wallet announcements.