According to Bitwise CEO Hunter Horsley on X, the market is positioned for near-term acceleration in crypto credit and lending over the next 6–12 months. Horsley highlights the expanding value of cryptocurrency — approaching $4 trillion — and the prospect of asset tokenization, which could allow retail investors to use fractional stock holdings as collateral instead of liquidating positions.
If implemented at scale, tokenized securities may materially improve capital efficiency across traditional and digital markets by unlocking secured lending against tokenized assets. Market participants should prioritise robust collateralization frameworks, liquidity and counterparty risk management, and clear regulatory compliance as these dynamics influence broader capital markets structure and lending product innovation.