China Merchants Bank Tokenizes $3.8B Money Market Fund on BNB Chain, Native BNB Token May Benefit

• Tokenized access to a $3.8B money market fund on BNB Chain

• Issued by CMB International Asset Management and available via DigiFT and OnChain platforms

• Enables DeFi use cases and faster settlement; BNB Chain saw peak daily fees of $7.88M recently

CMBMINT and CMBIMINT tokens bring a $3.8B money market fund to BNB Chain—discover how accredited investors access the fund and use tokens in DeFi. Read on for details and next steps.

By COINOTAG | Published October 15, 2025 | Updated October 15, 2025

What are CMBMINT and CMBIMINT tokens?

CMBMINT and CMBIMINT tokens are blockchain-based digital representations of units in a China Merchants Bank (CMB) money market fund, issued on BNB Chain to give accredited investors digital access to a $3.8 billion pooled cash-management product. The tokens enable trading, settlement and integration with decentralized finance products while keeping fund economics aligned with the underlying money market strategy.

How do the CMBMINT tokens work on BNB Chain?

The tokens were created by CMB International Asset Management in partnership with BNB Chain and tokenization platforms DigiFT and OnChain. Accredited investors can acquire tokenized fund units that mirror the underlying fund’s holdings and cash flows. The initiative aims to combine traditional money market features—short-term, high-quality deposits and securities—with blockchain benefits: faster settlement, verifiable accounting, and programmability for DeFi use cases.

The CMBMINT and CMBIMINT. tokens are part of a growing ecosystem for real-world assets (RWAs) on BNB Chain.

A Hong Kong branch of China Merchants Bank (CMB) has brought one of Asia-Pacific’s money market funds onto the blockchain, issuing it as digital tokens on BNB Chain, a blockchain network originally developed by Binance. The issuance was announced by CMB International Asset Management and positions the fund among a growing set of real-world assets being tokenized on public chains.

According to the official announcement, CMB International Asset Management partnered with BNB Chain for the project, creating two tokens, CMBMINT and CMBIMINT. The move allows accredited investors to access the $3.8 billion fund digitally through two tokens available via platforms DigiFT and OnChain. Accredited investor requirements and compliance controls remain enforced by the issuer and distribution platforms.

The tokens are part of a growing ecosystem for real-world assets (RWAs) on BNB Chain. Investors can use these tokens in decentralized finance (DeFi) services, such as lending, borrowing, and yield strategies. Tokenized fund units can be integrated into smart contracts, enabling automated strategies while preserving the fund’s governance and compliance controls enforced by the issuer.

The ecosystem connects traditional financial institutions, tokenization platforms, and DeFi protocols to bring real-world assets onto the blockchain with added transparency and traceability. Institutional participants can leverage on-chain auditability for holdings and flows, while retail or accredited participants benefit from improved settlement speed compared with traditional transfer rails.

Growing landscape of tokenization

The move comes as Hong Kong sees growing interest in tokenizing real-world assets, even while regulators in Beijing have asked mainland institutions to pause similar projects. Money market funds tend to be low-risk investments in short-term, high-quality deposits and securities. Tokenized money market funds aim to preserve those risk characteristics while offering faster settlement, fractional access and greater operational transparency.

Adam Bai, Head of CMB International Asset Management, said, “By leveraging BNB Chain’s robust blockchain infrastructure—and working with trusted partners DigiFT and OnChain—we can securely and compliantly extend our money market strategies to a broader global investor base.” This quote reflects issuer intent to maintain regulatory and compliance guardrails alongside technological innovation.

BNB Chain’s recent network activity

BNB Chain has registered notable on-chain activity in recent weeks. Network metrics showed spikes in decentralized exchange trading volume and daily fees. At one point, BNB Chain recorded $7.88 million in daily network fees, the second-highest level the chain has seen in three years, driven in part by a memecoin-led trading surge that increased DEX volumes.

Decentralized perpetual trading and other derivatives-related activity also increased, and BNB Chain ranked among the most used public blockchains in October 2025. This surge supported capital inflows to the native BNB token, which hit an intraday all-time high of $1,370 before pulling back; CoinMarketCap reported BNB trading around $1,190 at the time of reporting. DeFiLlama data cited stablecoin reserves associated with Binance rising to $47.7 billion, a month-over-month increase above $3 billion.

Frequently Asked Questions

Who can invest in CMBMINT and CMBIMINT tokens?

These tokenized fund units are available to accredited investors per the issuer’s distribution rules. Access typically requires verification of investor status on distribution platforms DigiFT and OnChain; the issuer retains oversight for compliance and redemption processes.

Can CMBMINT tokens be used in DeFi protocols?

Yes. Once tokenized on BNB Chain, fund tokens can be deposited into decentralized lending, borrowing and yield aggregator services that support the token’s standards, subject to counterparty and protocol risk assessments by users.

How is investor protection maintained for tokenized money market funds?

Investor protections for tokenized funds combine on-chain transparency with off-chain legal structures. The issuer enforces eligibility, redemption mechanics and custody arrangements under applicable regulation; on-chain records provide auditability but do not replace legal and compliance frameworks.

Key Takeaways

• Digital access: CMBMINT and CMBIMINT provide accredited investors with blockchain-based exposure to a $3.8B money market fund.
• DeFi integration: Tokens can be used across lending, borrowing, and yield strategies, increasing capital utility.
• Regulatory and operational controls: Issuer-led compliance and platform verifications are critical to maintaining investor protections.

Conclusion

The issuance of CMBMINT and CMBIMINT tokens on BNB Chain signals an incremental but meaningful step in tokenizing traditional short-term funds for accredited investors. By combining established money market economics with blockchain programmability and faster settlement, the project illustrates how real-world assets can integrate with DeFi while retaining compliance controls. Watch for further regulatory guidance and platform integrations as tokenized funds evolve.

Also Read: China Renaissance Seeks $600 Million for BNB Crypto Treasury

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TAGGED: Binance China Hong Kong