COINOTAG News reported on December 11 that CZ referenced a high-profile payout decision by a 20-year-old U.S. lottery winner. The winner, Brenda, reportedly declined a $1 million lump sum in favor of a lifetime annuity of $1,000 per week. Financial observers note that, on the stated math, the annuity would total roughly $5.2 million over 100 years before inflation adjustments, underscoring the time-value dynamics facing payout choices. Some analysts frame the scenario as a stylized comparison to Bitcoin and BNB allocations, arguing that a one-time cash-out and crypto exposure could offer outsized upside in long horizons, albeit with substantial volatility and downside risk. The takeaway for investors: align payout decisions with risk tolerance, time horizon, and a disciplined diversification approach, rather than chasing speculative returns.