Justin Hyun, former executive at the TON Foundation, has unveiled Affluent, a new crypto investment application integrated with Telegram, as reported by COINOTAG on June 16 via Cointelegraph. This innovative platform operates on the TON blockchain and offers users streamlined access to yield generation and lending services, merging elements of traditional finance with decentralized finance (DeFi) protocols.
Affluent’s core feature is its automated Strategy Vault, which enables investors to deploy capital through a single-click deposit. The vault intelligently diversifies funds across multiple lending markets, aiming to maximize returns while maintaining operational efficiency. This approach reflects a growing trend in the crypto space toward automation and risk-adjusted yield optimization.
Co-founder Hyung Lee emphasized the platform’s hybrid model, combining conventional financial risk management principles with a modular blockchain infrastructure. While the backend leverages expert-managed vaults to automate asset allocation, the user interface remains minimalistic and accessible via Telegram. However, specific details on the platform’s risk mitigation frameworks are yet to be disclosed, underscoring the need for cautious evaluation by potential users.