Binance Airdrop Puts 600,000 XRP Up for RLUSD Holders

600,000 XRP Split Among RLUSD Holders

Holders of Ripple's dollar-linked stablecoin RLUSD on Binance are the recipients of a new reward program: the exchange has opened an airdrop campaign that will split 600,000 XRP across qualifying accounts. The rewards target a broad population rather than a narrow cohort of large balances. Anyone who meets the entry conditions shares the pool, and Binance has set that entry bar low. In the exchange's official announcement, eligible users must hold at least 0.01 RLUSD in a Spot, Funding, Earn or Margin account on the platform. Nothing in the notice caps the number of participating accounts, and the threshold sits at a fraction of a dollar in RLUSD, so the eligible population is in principle every retail holder of the stablecoin on the venue. Within an Earn account, only RLUSD deposited in Flexible Savings, the arrangement that pays yield on the deposit and turns the holding into a yield-bearing stablecoin exposure, counts toward eligibility; balances in other Earn products do not qualify. Identity verification must be completed as well, and regional restrictions or active account restrictions can disqualify an otherwise eligible balance. Binance frames the program as a reward for holding Ripple USD (RLUSD), the dollar-indexed stablecoin tied to the Ripple ecosystem, directly on the venue. The announcement, published on Wednesday, describes a scheduled distribution rather than a one-off token drop: rewards run weekly for roughly a month, and the pool is fixed at 600,000 XRP for the entire campaign. The exchange also flags additional reward multipliers for users who meet further conditions, a detail that shapes who ends up with the largest slices. The campaign does not move the XRP price by itself, but it places a recurring weekly payout in front of every qualifying retail holder of the stablecoin on the exchange. Our XRP tag hub collects the coin's exchange and ecosystem news as it lands.

The schedule is explicit. The campaign opens on October 23, 2026 at 00:00 UTC and closes on November 20, 2026 at 00:00 UTC, with rewards distributed weekly during that window. Binance has planned the first payout for October 30, followed by distributions on November 6, November 13 and November 20. XRP rewards are credited to the Spot account attached to each user's main Binance account, so recipients do not need to claim anything manually once their eligibility is established. In the words of the notice, the program will reward all eligible users holding Ripple USD (RLUSD) on the platform from the 600,000 XRP prize pool. The multipliers are where the campaign turns competitive. Users who increase their RLUSD balance compared with the previous two weeks receive a 1.2x multiplier on their reward. Users who subscribe RLUSD into the Flexible Savings product receive a 1.1x multiplier. When both conditions are met for the same balance, the multiplier reaches 1.3x. The multipliers apply per balance rather than per account, so an account holding RLUSD in several places is assessed on each eligible balance separately. The exchange is effectively paying a premium for balances that grow or that sit in its yield product, rather than for balances that simply stay still. Behind the multipliers sits a proportional split. Binance states that individual rewards are calculated from each user's eligible balance alongside the total balance of all participants, so the same 0.01 RLUSD earns a smaller slice as more accounts join. The pool itself does not grow: 600,000 XRP is the ceiling for the full four-week run, and every additional qualifying account dilutes the per-user share. The announcement sets no cap on the number of participants. For readers opening an account specifically for this campaign, our walkthrough of how to create a Binance account covers the registration and verification steps that the eligibility rules depend on.

What the Multipliers Favor

Read as a set of rules, the structure shows what Binance is buying: sticky RLUSD. The 1.2x multiplier pays for balances that grow week over week, the 1.1x pays for money parked in Flexible Savings, and the combined 1.3x rewards doing both, so the campaign is built to deepen stablecoin liquidity on the venue rather than to hand out tokens indiscriminately. The proportional formula cuts the other way. Because each reward is weighed against total participant balances and the 600,000 XRP pool is fixed, an account that joins late, or holds only the 0.01 RLUSD minimum, should expect a marginal share of every weekly tranche. The last distribution lands on November 20, and with it the campaign closes.