XRP (XRP) Rallies 8.6% to Reclaim $1.40 After Senate Blocks CLARITY Act

XRP Erases CLARITY-Vote Losses

XRP (XRP) has clawed back its losses from a bruising regulatory week, gaining roughly 7% in 24 hours to trade near $1.39 after briefly bottoming around $1.27. The rout began on September 15, when the Senate's procedural cloture vote on the CLARITY Act — the bill meant to establish a federal framework for digital assets — failed 50-49, well short of the 60 votes required to advance. The token slid more than 8% immediately afterward, and pressure intensified the next day as the Federal Reserve raised its benchmark rate by 25 basis points to a 3.75%-4.00% range, a headwind for high-risk assets. Still, the selloff proved temporary. The broader market rallied in tandem — Bitcoin near $80,752 and Ethereum around $2,595 — as capital rotated into altcoins, and roughly $3.9 billion of XRP changed hands in a day, close to the 30-day average, a sign of genuine participation. For a deeper dive, see our XRP coverage.

selloff proved temporaryhttps://twitter.com/JesseOlson/status/2100989979312984132

Binance Whale Inflows Hit Six-Month High

On-chain data shows large holders have been moving XRP to Binance at the fastest pace in six months: 30-day whale inflows reached roughly 1.6 billion XRP, the highest reading since March 2026. Exchange inflows are typically watched as potential sell pressure, since tokens moved off personal wallets are easier to sell — but a transfer is not a sale, and market-making, collateral and liquidity management all drive such flows. On September 11, daily inflows of 91.23 million XRP were actually offset by 113.91 million XRP in outflows, underscoring why net flow matters more than gross deposits. Notably, XRP held the $1.30 area even as inflows climbed, suggesting buyers are absorbing the supply. Exchange-side reshuffles tell a similar story: Uphold moving 500 million XRP worth $649 million across five new wallets was custody restructuring, not distribution. More on the same theme in our whales report.

XRPL Payments Double Monthly Average

Network activity on the XRP Ledger, the layer-1 protocol behind the token, surged alongside the price recovery. Daily payment volume exceeded 1.1 billion XRP over the past 24 hours, more than double the 30-day average of roughly 494.6 million XRP. Total transactions rose 23.9% to 2.2 million, successful transactions climbed 11.2% to about 1.5 million, and active accounts jumped 21.5% to 18,700. There is a nuance, though: active users fell 17.3% to around 155,300, implying much of the jump reflects larger or more frequent transfers from existing participants rather than broad new adoption. The activity spike coincides with XRP's recovery from its correction after an August run that approached $1.70, and infrastructure metrics have stayed resilient in parallel — Ripple CTO David Schwartz recently noted that Ledger hub peers climbed back to 501.

Golden Cross Comes Into View

The technical picture is quietly improving. XRP opened the day at $1.2964, pushed as high as $1.4028 and settled near $1.3863 — a 6.93% daily gain and one of its sharpest single-day moves in weeks. Beneath the surface, the gap between the 50-day and 200-day exponential moving averages has narrowed to its tightest point since August 2024, the setup that precedes a golden cross; at the current pace, that crossover could form on the daily chart as soon as mid-October. One caution flag: the 4-hour chart already flipped bullish on August 21, but the gap there has been closing rather than widening, so the daily confirmation is not a lock. The rest of the board looks healthier — ADX sits at 35.2 with DI+ above DI-, RSI is at a neutral 54.6, and the Squeeze Momentum indicator has fired for 11 straight bars, hinting at a compression before a larger move.

Structurally, the token remains inside a descending channel on the 4-hour timeframe, having rejected near $1.48 and dropped to the $1.25 zone before rebounding. The immediate test is the $1.33-$1.37 resistance band; a clean break and hold would target the channel's upper boundary around $1.40-$1.45, while a rejection risks a return to $1.25. Deeper dynamic supports sit at the 200-day moving average near $1.30 and the 100-day average around $1.18. On the upside, the $1.60-$1.70 swing-high zone guards the path to $1.90. Some chartists are also tracking an inverse head-and-shoulders pattern on the daily chart, watching a neckline near $1.55 that, if confirmed, could open the way toward $2. Investors weighing an entry can review our guide on where to buy XRP. Readers tracking the market in real time can follow live spot and futures prices on Bybit.

inverse head-and-shoulders patternhttps://x.com/alicharts/status/2100890190118047933?ref_src=twsrc%5Etfw

$1.4255 Resistance in Focus

COINOTAG's proprietary 42-indicator composite S/R scoring engine frames the immediate battleground: XRP trades at $1.4060, up 8.57% in 24 hours, and our composite engine rates the $1.4255 resistance at 84/100 (STRONG), driven by the confluence of the Value Area High, a high-volume node, the POC and the Bollinger upper band, with $1.5172 next at 80/100 on the Keltner upper and Fibonacci 0.236. On the downside, $1.3436 support scores 86/100 from the ATR lower band, Ichimoku Senkou A/B and Fibonacci 0.500. Derivatives positioning adds a caution: funding is mildly positive at 0.0066% with $960.5 million in open interest, but the 2.74 long/short ratio (73.2% long) signals crowded positioning, and the Fear & Greed Index at 56 (Greed) can feed FOMO-driven chasing. RSI at 56.10 leaves room, though MACD is still bearish and the trend sideways. A daily close above $1.4255 would open $1.5172; losing $1.3436 invalidates the bullish thesis.