XRP Ledger Tokenized Assets Reach $368M After Ripple's Zilo and Licuido Deals

XRP News

Ripple has made strategic investments in UK-based Zilo and Licuido to strengthen institutional finance on the XRP Ledger, the network associated with XRP (XRP). The company's announcement said the deals are intended to integrate regulated securities transfer agency, asset issuance and collateral-transfer services into XRPL infrastructure. Financial terms were not disclosed. Zilo provides global transfer-agency and asset-management tools, while Licuido specializes in institutional tokenization under UK Financial Conduct Authority oversight. The move follows Aviva Investors' launch of tokenized US-dollar liquidity fund shares on XRPL. Network data cited in the disclosure shows tokenized real-world assets on XRPL total about $368 million, ranking the chain 11th globally. altcoin investors are watching institutional adoption metrics.

The XRP Ledger's developer team also issued a security response after a validator-manifest flood threatened node resources. xrpld 3.2.1 was released July 31, and Ripple engineering director Vijay Khanna urged node operators to upgrade immediately. The ledger continued closing normally, with no confirmed fund losses or consensus failure. The hotfix rejects oversized manifests before decoding, caps manifest batches per message, limits manifest data shared with new peers and hard-caps the unknown-key manifest cache at 100 entries. Unknown validator manifests are no longer written to disk, requiring a two-step restart to purge stale data. A post-mortem is pending. Separately, developers expect xrpld 3.3.0 to return rewritten Batch and Permission Delegation amendments after validators blocked flawed versions.

The investment plan is framed as a regulatory-first buildout for XRPL's capital-markets stack. Ripple said it wants institutions to issue, manage and transfer assets on the ledger while meeting compliance requirements, making XRP Ledger products more familiar to regulated financial firms. The company described the move as a deepening of its capital-markets strategy, adding regulated transfer-agency, issuance and collateral-mobility functions to existing XRPL infrastructure. Zilo's role centers on transfer-agency and fund-administration technology, while Licuido focuses on issuance, distribution and execution of traditional assets as digital collateral. More than 50 firms, including Ripple and Robinhood's UK unit, are registered under the FCA crypto-asset regime, with broader applications opening September 30, 2026, as firms prepare for a possible bear market cycle.

Ripple positioned the Zilo and Licuido deals as a direct response to inefficiencies in traditional capital markets. Legacy systems often leave collateral locked up and stretch settlement timelines, limiting how quickly financial institutions can redeploy assets. By placing regulated issuance and collateral mobility on XRPL, Ripple argues tokenized assets can move faster, settle more quickly and be used more efficiently across financial markets. The company has long tried to connect banks and asset managers to blockchain rails, and this update extends that strategy from payments toward broader capital-markets infrastructure. The approach is distinct from liquidity-focused Automated Market Maker designs because it targets ownership records, transfer-agent functions and institutional asset servicing.

A central goal is to make tokenized funds usable as collateral from the moment they are issued, rather than leaving assets idle after launch. Ripple said the combined capabilities of Zilo and Licuido are meant to address that idle-collateral problem. Zilo has previously raised about $58.7 million in equity funding, according to the announcement's background data, while Licuido remains subject to UK Financial Conduct Authority regulation. The disclosure also follows Aviva Investors' XRPL launch of a tokenized share class of its US Dollar Liquidity Fund after approval from the Central Bank of Ireland. Last month, Ripple introduced Ripple Mint, a platform for institutions to mint, redeem and manage its dollar-pegged stablecoin Ripple USD, known as RLUSD.

Ripple's latest move builds on partnerships already in place and a wider institutional schedule. Aviva Investors, which oversees about $345 billion in net assets, had previously worked with Ripple to tokenize fund structures on XRPL. Ripple executive Nigel Khakoo said the value of tokenization is found in the ability to trade, settle, borrow and lend the resulting tokens. XRPL's next upgrade, xrpld 3.3.0, is expected to include Confidential MPT, Batch, Permission Delegation, Sponsored Fees and Reserves, and Dynamic MPT, subject to validator approval. Ripple is also part of a 54-firm UK task force focused on tokenized wholesale finance, with initial live use cases expected in tokenized repo over the next 12 months.

COINOTAG's proprietary 42-indicator composite S/R scoring engine rates XRP's nearest resistance at $1.0805 with a 77/100 score, driven by Flip S→R and ATR Upper; $1.1044 scores 67/100 with SMA 50 and Ichimoku Kijun. Spot trades near $1.0644 after a -1.45% day, with RSI 43.32, bearish MACD and a downtrend. The strongest support is $1.0460 at 66/100, sourced from S2 and Bollinger Lower. Derivatives show $607 million open interest, 0.0017% funding and a 3.39 long/short ratio, meaning longs remain crowded while Fear and Greed sits at 28/100 (Fear). XRP remains below its all-time high; reclaiming $1.0805 opens $1.1044, while rejection risks a slide toward $0.8622. A daily close below $1.0460 invalidates the bullish attempt.